ZIP 39846 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 39846 (Calhoun County, Georgia) returns a low composite of 15/100. It additionally carries heavy environmental risk: FEMA disaster exposure (65/100). Property-level stress concentrates in construction/permit lag (66/100), institutional ownership (36/100), structural risk (33/100). On the quiet end sit structural risk (33/100) and mortgage stress (18/100). On the structural side it scores 33/100, with 5/100 of stress already active.

The peak-phase market in 39846 posted values that rose 2.5% over the year (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 54% owner-occupied to 46% rented. A median home runs $65,700 here, or 2.0 times local income. Vacancy runs 19.0%, above the national norm and a classic distress-and-opportunity signal. Around 9% of adults hold a bachelor's degree or higher. The ZIP holds roughly 833 housing units. Households earn a median $38,571 — below the roughly $78,000 national figure. The poverty rate is 30.8% — high, a tax-stress and distress correlate. Around 36% of renters are cost-burdened. 1,906 residents call 39846 home, typically aged 40. On demographic stress specifically, 39846 scores 34/100.

Taken together, 39846 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 39846 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 39846 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 15/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 39846 shows blanks, not estimates, wherever the record is sparse.

Behind 39846's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 39846 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.