ZIP 39813 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 39813 in Calhoun County, Georgia comes in at 20, a low composite-distress reading. It additionally carries heavy environmental risk: FEMA disaster exposure (88/100). Property-level stress concentrates in construction/permit lag (63/100), institutional ownership (52/100), structural risk (45/100). On the quiet end sit mortgage stress (19/100). On the structural side it scores 45/100, with 6/100 of stress already active.

The peak-phase market in 39813 posted values that rose 2.5% over the year (phase confidence 32/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 940 housing units. 31.1% of residents fall below the poverty threshold. Home values center near $112,100, an affordability ratio of 2.5× — accessible. Vacancy runs 25.1%, above the national norm and a classic distress-and-opportunity signal. About 1,886 people live here, median age 39. Educational attainment sits at 21% bachelor's-or-above. At $45,385, median income runs below typical U.S. levels. On demographic stress specifically, 39813 scores 34/100. 65% of housing is owner-occupied. Rent burden reaches 40% of tenant households.

Net-net, 39813 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 39813 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 39813 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 39813, the field stays empty rather than modeled, and fills in as new documents post.

Behind 39813's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 39813 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.