Calhoun County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Calhoun County, Georgia? DLRadar grades every Calhoun County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 16/100. Here is the 2026 Calhoun County breakdown.
- Calhoun County's most distressed ZIP is 39813 at 16/100.
- 6 ZIP codes tracked in Calhoun County, averaging 15/100 distress.
- Calhoun County reads peak — home values up 2.5% year over year.
- Vacancy runs 25.4% across Calhoun County's tracked ZIPs, with a 26.9% poverty rate.
- The typical Calhoun County home is worth about $106,950 against a ~$41,670 median income.
- Lending headwind in Calhoun County sits at 17/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 39813 | 16/100 |
| 2 | 39846 | 15/100 |
| 3 | 39862 | 15/100 |
| 4 | 39866 | 15/100 |
| 5 | 39842 | 14/100 |
| 6 | 39886 | 14/100 |
Most distressed ZIP codes in Calhoun County (composite distress 0-100, 2026)
What is driving Calhoun County distress
DLRadar builds Calhoun County's distress picture only from records anyone can pull; its ZIPs average 15/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Calhoun County market phase and pricing
Phase for Calhoun County: peak (+2.5% YoY). As pricing power fades, listings sit longer and sellers become reachable.
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Questions about this county
What is the hardest-hit ZIP in Calhoun County?
ZIP 39813 leads Calhoun County at 16/100, recomputed monthly from public records.
How would you describe the Calhoun County market phase?
Phase for Calhoun County: peak, tracking a 2.5% gain year over year, read off the FHFA index.
What is this Calhoun County analysis built from?
Calhoun County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 6 ZIPs are comparable to anywhere else.
How much do distress scores vary between Calhoun County ZIP codes?
The county figure is a blend, not a description. Across the Calhoun County ZIPs DLRadar ranks, scores run from 16/100 in 39813 down to 14/100 in 39886, against a Calhoun County average of 15/100. That 2-point gap is why acquisition targeting in Calhoun County works at ZIP level rather than county level.
What do Calhoun County home values and vacancy say about distressed supply?
The typical Calhoun County home carries about $106,950 of value against a median household income near $41,670. Vacancy across Calhoun County's tracked ZIPs runs 25.4% and the poverty rate is 26.9%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Calhoun County's foreclosure and lien data and its 17/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.