ZIP 39823 Foreclosure, Tax-Lien & Distress Report
Early County, Georgia · High Vacancy market
In Early County, Georgia, ZIP 39823 scores 22 of 100 for composite distress, a low level on DLRadar's distress index. Climate and flood risk are elevated too — FEMA disaster exposure (88/100). The split runs 47/100 structural to 6/100 active on the ground. The sharpest non-environmental signals are institutional ownership (59/100), structural risk (47/100), construction/permit lag (34/100). construction/permit lag (34/100) and mortgage stress (22/100) stay muted.
Prices here sit in a peak phase: values rose 2.5% over the trailing year, and 8% higher over three years (phase confidence 32/100). Topping markets hide individual distress behind strong averages.
68% of housing is owner-occupied. The demographic-stress sub-score lands at 31/100. Around 38% of renters are cost-burdened. Around 16% of adults hold a bachelor's degree or higher. At $57,875, median income runs below typical U.S. levels. Vacancy runs 15.2%, above the national norm and a classic distress-and-opportunity signal. Home values center near $151,200, an affordability ratio of 2.4× — accessible. 8,635 residents call 39823 home, typically aged 40. Roughly 21.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 4,001 housing units across 39823.
On the whole, 39823 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 39823 is not published yet -- the ZIP-level readings above remain fully sourced.
No ZIP is too small to score: 39823 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. 39823 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 22/100 figure for 39823 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 39823 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 39823
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 39823 by the numbers
The live 39823 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Early County ZIP codes
Nearest ZIP codes to 39823
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Early County, Georgia
Further distress data across Early County, Georgia at ZIP, county and state level.
Get the full acquisition report for 39823
Every distressed parcel in 39823 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
No modelling: every input is a public record · methodology