ZIP 39845 Foreclosure, Tax-Lien & Distress Report

In Seminole County, Georgia, ZIP 39845 scores 11 of 100 for composite distress, a minimal level on DLRadar's public-record index. Its standout signals are institutional ownership (36/100), structural risk (22/100), mortgage stress (19/100). On the quiet end sit structural risk (22/100) and mortgage stress (19/100). Structural risk reads 22/100 against active distress of 6/100. It additionally carries heavy environmental risk: FEMA disaster exposure (65/100).

Prices here sit in a peak phase: values rose 2.5% over the trailing year, and 15% higher over three years, at 32/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $48,588 — below the roughly $78,000 national figure. Rent burden reaches 16% of tenant households. On demographic stress specifically, 39845 scores 27/100. About 15% have a four-year degree. 19.8% of residents fall below the poverty threshold. There are about 4,697 housing units across 39845. Vacancy runs 27.6%, above the national norm and a classic distress-and-opportunity signal. About 8,155 people live here, median age 47. Home values center near $119,800, an affordability ratio of 2.2× — accessible. 73% of housing is owner-occupied.

Net-net, 39845 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 39845's 11/100 can be lined up against any neighbor in Seminole County, Georgia or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 39845, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

39845's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 39845 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.