ZIP 39845 Property Distress & Foreclosure Data

Composite property distress in 39845 (Seminole County, Georgia) lands at 12/100 — minimal on DLRadar's public-record scoring. The sharpest non-environmental signals are institutional ownership (39/100), structural risk (24/100), mortgage stress (19/100). By contrast, structural risk (24/100) and mortgage stress (19/100) register low. The latent-versus-live split is 24/100 structural and 6/100 already moving. It additionally carries heavy environmental risk: FEMA disaster exposure (73/100).

The market reads peak — home values rose 4.0% year on year, and 15% higher over three years (phase confidence 30/100). Topping markets hide individual distress behind strong averages.

Median household income is $48,588, below the U.S. median near $78,000. Around 16% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 27/100. Educational attainment sits at 15% bachelor's-or-above. 19.8% of residents fall below the poverty threshold. The ZIP holds roughly 4,697 housing units. The vacancy rate is 27.6% — elevated. About 8,155 people live here, median age 47. Home values center near $119,800, an affordability ratio of 2.2× — accessible. Owners hold 73% of homes, renters 27%.

Net-net, 39845 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.