ZIP 39824 Foreclosure, Tax-Lien & Distress Report
Clay County, Georgia · High Vacancy market
In Clay County, Georgia, ZIP 39824 scores 14 of 100 for composite distress, a minimal level on DLRadar's public-record index. Latent structural risk is 31/100 while live distress already moving reads 6/100. The sharpest non-environmental signals are institutional ownership (39/100), construction/permit lag (38/100), structural risk (31/100). structural risk (31/100) and mortgage stress (21/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (65/100).
Prices here sit in a peak phase: values rose 2.5% over the trailing year, at 32/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Home values center near $58,900, an affordability ratio of 1.2× — accessible. The tenure split is 86% owner-occupied to 14% rented. 667 residents call 39824 home, typically aged 40. Households earn a median $48,404 — below the roughly $78,000 national figure. There are about 215 housing units across 39824. Educational attainment sits at 23% bachelor's-or-above. The demographic-stress sub-score lands at 18/100. Around 4% of renters are cost-burdened. Vacancy runs 20.8%, above the national norm and a classic distress-and-opportunity signal. 6.6% of residents fall below the poverty threshold.
On the whole, 39824 leans distressed, with opportunity clustered in specific stressed parcels. 39824 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The number is not local guesswork: 39824's 14/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 39824 shows blanks, not estimates, wherever the record is sparse.
The 14/100 for 39824 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 39824 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 39824’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 39824 by the numbers
A live read on 39824: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Nearby ZIPs in Clay County
Related reports across Clay County, Georgia
Further distress data across Clay County, Georgia at ZIP, county and state level.
The complete 39824 distress and acquisition report
See who owns each distressed property in 39824, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology