ZIP 39824 Property Distress & Foreclosure Data

ZIP code 39824 in Clay County, Georgia carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 33 and live distress 6 on the 0–100 scale. What sets it apart are the readings on institutional ownership (43/100), construction/permit lag (42/100), structural risk (33/100). By contrast, structural risk (33/100) and mortgage stress (21/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (73/100).

The market reads peak — home values rose 4.0% year on year, at 30/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $58,900, an affordability ratio of 1.2× — accessible. Owners hold 86% of homes, renters 14%. About 667 people live here, median age 40. Median household income is $48,404, below the U.S. median near $78,000. There are about 215 housing units across 39824. Educational attainment sits at 23% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 18/100. Rent burden reaches 4% of tenant households. Vacancy runs 20.8%, above the national norm and a classic distress-and-opportunity signal. 6.6% of residents fall below the poverty threshold.

Net-net, 39824 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.