Terrell County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Terrell County, GA distress report, 2026: 7 ZIPs scored in Terrell, GA, Terrell, GA average 18/100; the top Terrell, GA ZIP is 31763 at 23/100; Terrell, GA market phase peak, Terrell, GA prices +0.6% year over year.
- Terrell, GA ranks #1,659 nationally (opportunity index); Terrell, GA #123 in Georgia; Terrell, GA index 28.9.
- Terrell, GA: no CFPB county sample; Terrell, GA non-metro area reading 1.3%.
- Terrell, GA ZIP phases: 7 peak.
- Terrell, GA residential listings tracked: 1 across 4 ZIPs; Terrell, GA candidate listings 0.
- Terrell, GA lenders on watch: 3; largest Terrell, GA footprint Georgia Community Bank (2 branches).
- Terrell, GA most distressed ZIP: 31763 at 23/100.
Terrell, GA figures: DLRadar distress index; Terrell, GA inputs: CFPB, FHFA, HUD, FDIC; Terrell, GA rebuilt as sources refresh.
| Rank | Terrell, GA ZIP | Score |
|---|---|---|
| 1 | 31763 | 23/100 |
| 2 | 31721 | 22/100 |
| 3 | 39826 | 17/100 |
| 4 | 39842 | 17/100 |
| 5 | 39885 | 17/100 |
| 6 | 39886 | 16/100 |
| 7 | 39877 | 13/100 |
Most distressed Terrell, GA ZIPs (0-100, 2026)
Mortgage delinquency around Terrell, GA
No CFPB county sample covers Terrell, GA; the non-metro area reading for Terrell, GA: 1.3% ninety-plus; Terrell, GA area thirty-to-eighty-nine 3.0% (December 2025, Terrell, GA); Georgia overall 1.3%.
Opportunity index: Terrell, GA
Terrell, GA index 28.9, Terrell, GA phase early_signal; Terrell, GA primary driver vacancy, Terrell, GA second driver construction. Terrell, GA components: property stress 25.9, foreclosure pressure 25.0, listing discounts 0.7, bank stress 45.3, insurance 0.0; Terrell, GA pulse 37.2; Terrell, GA capital opportunity 16.4; Terrell, GA seven-day change +0.5%.
ZIP market phases inside Terrell, GA
7 Terrell, GA ZIPs carry a price-cycle phase; Terrell, GA ZIPs by phase (Terrell, GA), deepest drawdown first: peak, +0.9% YoY (Terrell, GA): 31721; peak, +0.6% YoY (Terrell, GA): 31763, 39826, 39842, 39885; peak, +1.3% YoY (Terrell, GA): 39877; peak, +2.4% YoY (Terrell, GA): 39886.
Residential listings by Terrell, GA ZIP
Terrell, GA ZIPs with the most tracked Terrell, GA residential listings: 39842 1 listings, 0 candidates, bank pressure 45; 39826 0 listings, 0 candidates, bank pressure 46; 39877 0 listings, 0 candidates, bank pressure 49; 39885 0 listings, 0 candidates, bank pressure 46 (Terrell, GA). Terrell, GA totals: 1 listings; Terrell, GA candidates 0; active ZIPs 1.
Lenders with branches in Terrell, GA
Terrell, GA lenders by branch count: Georgia Community Bank (Terrell, GA): stress 43, 2 branches low in Terrell, GA; Peoplessouth Bank (Terrell, GA): stress 71, 1 branch low in Terrell, GA; Bank Of Dawson (Terrell, GA): stress 24, 1 branch low in Terrell, GA.
Vacancy and permits, Terrell, GA
869 of 4,252 Terrell, GA housing units are vacant; Terrell, GA permits, twelve months: 0 multifamily units in Terrell, GA, 4 one-to-four unit units.
Work Terrell, GA at the parcel level
Every Terrell, GA parcel carries owner and address; every Terrell, GA parcel carries APN; Terrell, GA distress scores sit on the Terrell, GA live board.
Terrell, GA figures refresh with each source.
Terrell, GA questions
Most distressed ZIP code in Terrell County, GA?
ZIP 31763 leads Terrell, GA at 23/100; next in Terrell, GA: 31721 at 22/100; the Terrell, GA average is 18/100.
Where does Terrell County, GA rank for investment opportunity?
Terrell, GA is #1,659 among all ranked counties, #123 in Georgia; the Terrell, GA driver is vacancy; Terrell, GA moved down 905 places.
How many mortgages are delinquent in Terrell County, GA?
Terrell, GA takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Terrell, GA.
Which banks lend in Terrell County, GA?
3 watched lenders hold Terrell, GA branches; the largest Terrell, GA footprints are Georgia Community Bank (2), Peoplessouth Bank (1), Bank Of Dawson (1).
More on Terrell, GA
Terrell County, GA distress report: public-record figures for Terrell, GA; not legal advice for Terrell, GA; not tax or investment advice; verify every Terrell, GA record before acting.