Terrell County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Terrell County, Georgia? DLRadar grades every Terrell County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 22/100. Here is the 2026 Terrell County breakdown.
- Terrell County's most distressed ZIP is 31763 at 22/100.
- 7 ZIP codes tracked in Terrell County, averaging 15/100 distress.
- Terrell County reads peak — home values up 0.6% year over year.
- Vacancy runs 18.6% across Terrell County's tracked ZIPs, with a 15% poverty rate.
- The typical Terrell County home is worth about $126,586 against a ~$75,152 median income.
- Lending headwind in Terrell County sits at 3/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 31763 | 22/100 |
| 2 | 31721 | 21/100 |
| 3 | 39826 | 14/100 |
| 4 | 39842 | 14/100 |
| 5 | 39885 | 14/100 |
| 6 | 39886 | 14/100 |
| 7 | 39877 | 8/100 |
Most distressed ZIP codes in Terrell County (composite distress 0-100, 2026)
What is driving Terrell County distress
The Terrell County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 15/100 ZIP average. No proprietary or modelled inputs enter the score.
Terrell County market phase and pricing
DLRadar places Terrell County in peak; prices moved up 0.6% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Terrell County
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Common questions
Where is distress highest inside Terrell County, GA?
ZIP 31763 leads Terrell County at 22/100, recomputed monthly from public records.
Is Terrell County expanding or contracting?
Terrell County reads peak, with home prices up 0.6% year over year. Phase comes from FHFA House Price Index trajectory.
What is this Terrell County analysis built from?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 7 ZIP codes in Terrell County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Terrell County ZIP codes?
A single county score papers over real variation. Across the Terrell County ZIPs DLRadar ranks, scores run from 22/100 in 31763 down to 8/100 in 39877, against a Terrell County average of 15/100. That 14-point gap is why acquisition targeting in Terrell County works at ZIP level rather than county level.
What do Terrell County home values and vacancy say about distressed supply?
The typical Terrell County home carries about $126,586 of value against a median household income near $75,152. Vacancy across Terrell County's tracked ZIPs runs 18.6% and the poverty rate is 15%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Terrell County's foreclosure and tax-lien record and its 3/100 lending headwind.
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Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.