Baker County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Baker County, GA distress report, 2026: 6 ZIPs scored in Baker, GA, Baker, GA average 17/100; the top Baker, GA ZIP is 31721 at 22/100; Baker, GA market phase peak, Baker, GA prices +2.5% year over year.
- Baker, GA ranks #693 nationally (opportunity index); Baker, GA #44 in Georgia; Baker, GA index 32.4.
- Baker, GA: no CFPB county sample; Baker, GA non-metro area reading 1.3%.
- Baker, GA ZIP phases: 6 peak.
- Baker, GA residential listings tracked: 1 across 1 ZIPs; Baker, GA candidate listings 1.
- Baker, GA most distressed ZIP: 31721 at 22/100.
Baker, GA figures: DLRadar distress index; Baker, GA inputs: CFPB, FHFA, HUD, FDIC; Baker, GA rebuilt as sources refresh.
| Rank | Baker, GA ZIP | Score |
|---|---|---|
| 1 | 31721 | 22/100 |
| 2 | 39813 | 19/100 |
| 3 | 39862 | 19/100 |
| 4 | 39841 | 17/100 |
| 5 | 39837 | 13/100 |
| 6 | 39870 | 9/100 |
Most distressed Baker, GA ZIPs (0-100, 2026)
Mortgage delinquency around Baker, GA
No CFPB county sample covers Baker, GA; the non-metro area reading for Baker, GA: 1.3% ninety-plus; Baker, GA area thirty-to-eighty-nine 3.0% (December 2025, Baker, GA); Georgia overall 1.3%.
Opportunity index: Baker, GA
Baker, GA index 32.4, Baker, GA phase watchlist; Baker, GA primary driver vacancy, Baker, GA second driver bank institutional. Baker, GA components: property stress 25.3, foreclosure pressure 24.5, listing discounts 42.8, bank stress 52.3, insurance 0.0; Baker, GA pulse 32.9; Baker, GA capital opportunity 31.7; Baker, GA seven-day change +0.3%.
ZIP market phases inside Baker, GA
6 Baker, GA ZIPs carry a price-cycle phase; Baker, GA ZIPs by phase (Baker, GA), deepest drawdown first: peak, +2.3% YoY, 0.0% off peak (Baker, GA): 39837; peak, +0.9% YoY (Baker, GA): 31721; peak, +2.5% YoY (Baker, GA): 39813, 39841, 39862, 39870.
Residential listings by Baker, GA ZIP
Baker, GA ZIPs with the most tracked Baker, GA residential listings: 39870 1 listings, 1 candidates, bank pressure 43. Baker, GA totals: 1 listings; Baker, GA candidates 1; active ZIPs 0.
Vacancy and permits, Baker, GA
272 of 1,380 Baker, GA housing units are vacant.
Work Baker, GA at the parcel level
Every Baker, GA parcel carries owner and address; every Baker, GA parcel carries APN; Baker, GA distress scores sit on the Baker, GA live board.
Baker, GA figures refresh with each source.
Baker, GA questions
Most distressed ZIP code in Baker County, GA?
ZIP 31721 leads Baker, GA at 22/100; next in Baker, GA: 39813 at 19/100; the Baker, GA average is 17/100.
Where does Baker County, GA rank for investment opportunity?
Baker, GA is #693 among all ranked counties, #44 in Georgia; the Baker, GA driver is vacancy; Baker, GA moved up 932 places.
How many mortgages are delinquent in Baker County, GA?
Baker, GA takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Baker, GA.
More on Baker, GA
Baker County, GA distress report: public-record figures for Baker, GA; not legal advice for Baker, GA; not tax or investment advice; verify every Baker, GA record before acting.