Hart County, GA: Foreclosures, Tax Liens & Distressed Properties

Hart County, GA, Georgia: 8 ZIP codes scored, Hart County, GA averaging 19/100 (low, Hart, GA), from 16 to 21. Hart County, GA is in its peak phase (Hart, GA confidence 32/100): Hart, GA home prices up 2.5% (Hart, GA) over twelve months. Hart County, GA lender headwind: 24/100.

Highest-scoring Hart County, GA ZIPs: 30516 (21/100), 30643 (21/100), 30520 (20/100), 30553 (20/100), 30662 (20/100), 30634 (18/100). Also scored in Hart County, GA: 30624, 30635.

Across Hart County, GA's scored ZIPs: median home value $165,675, household income $53,729, 16.0% vacancy, 16.7% poverty, 73% owner-occupied, median age 40.4.

Hart County, GA insurance distress 48/100 (#1,144 in the US); FEMA hazard 94/100 for Hart, GA; 9 federal disaster declarations in Hart County, GA since 2023 (3 hurricane); Hart, GA construction distress 60/100.

5 banks with 5 branches lend in Hart County, GA; Hart, GA weighted bank stress 54/100, highest 71/100 in Hart, GA.

Hart County, GA unemployment 3.4% (Hart, GA -0.1 pts, six months); 149 new housing units permitted in Hart County, GA over twelve months, Hart, GA down 15% from 176; Hart, GA home prices +10.9% a year (Hart, GA) over three years.

13,200 housing units in Hart County, GA; 2,627 Hart, GA renter households; 40% of Hart, GA renters spend 30%+ of income on rent, 13% (Hart, GA) half or more.

Hart County, GA ranks #595 nationally on the opportunity index (Hart, GA, among all ranked counties); Hart, GA scores 33.0/100 and Hart, GA sits #39 inside Georgia. Hart, GA is in the overheated opportunity phase; Hart, GA's primary driver is vacancy, Hart, GA second driver construction; Hart, GA moved up 116 places. 5 short-sale listings across Hart, GA; 72 days on market observed in Hart, GA; 19.3% vacancy over 8 Hart, GA ZIPs.

No CFPB county sample covers Hart County, GA. The non-metro area reading for Hart, GA: 1.3% ninety-plus days late; Hart, GA's thirty-to-eighty-nine share is 3.0% (Hart, GA, December 2025 data); Georgia overall 1.3%.

Hart County, GA has 2 watched banks; 2 Hart, GA banks sit in an elevated band. Hart, GA footprints: Vallant Bank (1 branch, stress 56) in Hart, GA; Northeast Georgia Bank (1 branch, stress 31) in Hart, GA.

2,166 of the 13,200 housing units in Hart, GA sit vacant. Hart County, GA permitted 0 multifamily units in twelve months; Hart, GA's one-to-four unit structures added 149 units in Hart County, GA.