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Upson County, GA: Foreclosures, Tax Liens & Distressed Properties

Upson County, GA, Georgia: 7 ZIP codes scored, Upson County, GA averaging 18/100 (low, Upson, GA), from 15 to 22. Upson County, GA is in its peak phase (Upson, GA confidence 18/100): Upson, GA home prices up 1.2% (Upson, GA) over twelve months. Upson County, GA lender headwind: 0/100.

Highest-scoring Upson County, GA ZIPs: 30204 (22/100), 31016 (20/100), 30285 (18/100), 31097 (18/100), 30286 (17/100), 30256 (15/100). Also scored in Upson County, GA: 30258.

Across Upson County, GA's scored ZIPs: median home value $211,957, household income $56,713, 13.0% vacancy, 12.5% poverty, 80% owner-occupied, median age 44.9.

Upson County, GA insurance distress 74/100 (#537 in the US); FEMA hazard 90/100 for Upson, GA; 9 federal disaster declarations in Upson County, GA since 2023; 1 Upson, GA NFIP flood claims, $1K paid; Upson, GA construction distress 24/100.

4 banks with 6 branches lend in Upson County, GA; Upson, GA weighted bank stress 38/100, highest 65/100 in Upson, GA.

Upson County, GA unemployment 3.6%; 176 new housing units permitted in Upson County, GA over twelve months, Upson, GA up 35% from 130; Upson, GA home prices +15.1% a year (Upson, GA) over three years.

12,434 housing units in Upson County, GA; 3,870 Upson, GA renter households; 44% of Upson, GA renters spend 30%+ of income on rent, 31% (Upson, GA) half or more.

Upson County, GA ranks #1,477 nationally on the opportunity index (Upson, GA, among all ranked counties); Upson, GA scores 29.5/100 and Upson, GA sits #106 inside Georgia. Upson, GA is in the early_signal opportunity phase; Upson, GA's primary driver is vacancy, Upson, GA second driver bank institutional; Upson, GA moved up 898 places. 3 short-sale listings across Upson, GA; 115 days on market observed in Upson, GA; 15.6% vacancy over 7 Upson, GA ZIPs.

No CFPB county sample covers Upson County, GA. The non-metro area reading for Upson, GA: 1.3% ninety-plus days late; Upson, GA's thirty-to-eighty-nine share is 3.0% (Upson, GA, December 2025 data); Georgia overall 1.3%.

Upson County, GA has 4 watched banks; 4 Upson, GA banks sit in an elevated band. Upson, GA footprints: United Bank (2 branches, stress 33) in Upson, GA; West Central Georgia Bank (2 branches, stress 18) in Upson, GA; Colony Bank (1 branch, stress 65) in Upson, GA.

HUD lists 2 assisted multifamily properties in Upson County, GA with 53 units; 52 Upson, GA units are assisted, 1 Upson, GA properties under project-based Section 8.

1,839 of the 12,434 housing units in Upson, GA sit vacant. Upson County, GA permitted 57 multifamily units in twelve months; Upson, GA's one-to-four unit structures added 119 units in Upson County, GA.

Peak
Market phase
1.2%
Upson, GA HPI YoY
0%
Drawdown
18
Upson confidence

Most distressed ZIP codes in Upson County

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