ZIP 31097 Foreclosure, Tax-Lien & Distress Report

ZIP code 31097 in Upson County, Georgia carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic distress index. Climate and flood risk are elevated too — FEMA disaster exposure (82/100). What sets it apart are the readings on institutional ownership (55/100), structural risk (38/100), mortgage stress (22/100). On the quiet end sit mortgage stress (22/100) and construction/permit lag (22/100). Latent structural risk is 38/100 while live distress already moving reads 7/100.

The peak-phase market in 31097 posted values that rose 1.4% over the year (phase confidence 20/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $168,500, an affordability ratio of 2.5× — accessible. Owners hold 85% of homes, renters 15%. The vacancy rate is 18.8% — elevated. Rent burden reaches 43% of tenant households. The ZIP holds roughly 656 housing units. On demographic stress specifically, 31097 scores 29/100. Population is roughly 1,217 with a median age of 58. Households earn a median $66,328 — below the roughly $78,000 national figure. Roughly 8.3% live below the poverty line. About 13% have a four-year degree.

Taken together, 31097 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 31097 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 31097's 17/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 31097, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

31097's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 31097 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.