ZIP 31029 Foreclosure, Tax-Lien & Distress Report

Monroe County, Georgia's ZIP 31029 registers 24/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in institutional ownership (67/100), construction/permit lag (58/100), structural risk (55/100). mortgage stress (26/100) stay muted. On the structural side it scores 55/100, with 8/100 of stress already active. Environmental exposure also runs high (FEMA disaster exposure (91/100), flood (NFIP) exposure (82/100)).

The market reads peak — home values rose 1.0% year on year, and 17% higher over three years, at 53/100 phase confidence. Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 7,306 housing units. 18,311 residents call 31029 home, typically aged 41. The poverty rate is 14.9%. Around 25% of renters are cost-burdened. On demographic stress specifically, 31029 scores 27/100. About 26% have a four-year degree. The tenure split is 78% owner-occupied to 22% rented. Vacancy runs 8.7%. At $79,529, median income runs near typical U.S. levels. Home values center near $247,900, an affordability ratio of 2.9× — accessible.

On balance 31029 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 31029 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 31029 read uses the identical public-record model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 31029 stays directly comparable to neighboring ZIPs and the rest of Monroe County, Georgia. Where the public record is thin for 31029, the field stays empty rather than modeled, and fills in as new documents post.

The 24/100 figure for 31029 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 31029 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.