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ZIP 31046 Foreclosure, Tax-Lien & Distress Report

Monroe County, Georgia · Distress market

DLRadar grades ZIP 31046 (Monroe County, Georgia) at a low 22/100 for overall property distress. Structural exposure scores 49 and live distress 7 on the 0–100 scale. Property-level stress concentrates in institutional ownership (59/100), construction/permit lag (56/100), structural risk (49/100). mortgage stress (22/100) stay muted. Environmental exposure also runs high (FEMA disaster exposure (87/100)).

Prices here sit in a peak phase: values rose 1.0% over the trailing year, and 16% higher over three years (phase confidence 53/100). Topping markets hide individual distress behind strong averages.

A median home runs $274,000 here, or 2.4 times local income. Educational attainment sits at 32% bachelor's-or-above. Population is roughly 3,484 with a median age of 39. The vacancy rate is 11.0%. Median household income is $106,050, above the U.S. median near $78,000. 13.1% of residents fall below the poverty threshold. The tenure split is 91% owner-occupied to 9% rented. There are about 1,351 housing units across 31046. On demographic stress specifically, 31046 scores 20/100. Around 0% of renters are cost-burdened.

On balance 31046 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 31046 runs through one identical scoring model, so its 22/100 sits on the same scale as every other ZIP in Monroe County, Georgia and the nation. 31046 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

31046's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 31046 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

22/100
Composite stress
49/100
Structural risk
7/100
Distress activity

What is driving ZIP 31046’s distress

Foreclosure activity0
Mortgage stress22
Climate / FEMA risk19
9 further dimensions of distress are measured for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

The 31046 distress snapshot

The live 31046 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Monroe County ZIPs near 31046

Nearest ZIP codes to 31046

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Explore related distress reports

Additional distress intelligence spanning Monroe County, Georgia by ZIP, county and state.

Unlock parcel-level detail for ZIP 31046

See who owns each distressed property in 31046, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.

Deterministic scoring, sourced entirely from public data · methodology

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