ZIP 31046 Property Distress & Foreclosure Data

Composite property distress in 31046 (Monroe County, Georgia) lands at 22/100 — low on DLRadar's public-record scoring. Structural exposure scores 50 and live distress 7 on the 0–100 scale. The sharpest non-environmental signals are construction/permit lag (63/100), institutional ownership (59/100), structural risk (50/100). By contrast, mortgage stress (22/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (87/100).

The market reads expansion — home values rose 6.9% year on year, and 16% higher over three years, at 50/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $274,000 here, or 2.4 times local income. About 32% have a four-year degree. About 3,484 people live here, median age 39. Vacancy runs 11.0%. Households earn a median $106,050 — above the roughly $78,000 national figure. Roughly 13.1% live below the poverty line. The tenure split is 91% owner-occupied to 9% rented. There are about 1,351 housing units across 31046. On demographic stress specifically, 31046 scores 20/100. Rent burden reaches 0% of tenant households.

Overall 31046 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.