ZIP 31032 Foreclosure, Tax-Lien & Distress Report

ZIP code 31032 in Jones County, Georgia carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. The most distinctive pressure shows up in construction/permit lag (60/100), institutional ownership (36/100), structural risk (34/100). structural risk (34/100) and mortgage stress (15/100) stay muted. Structurally it carries 34/100, against 5/100 of stress already in motion. Climate and flood risk are elevated too — FEMA disaster exposure (65/100).

The peak-phase market in 31032 posted values that rose 1.0% over the year, and 26% higher over three years, at 53/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Roughly 9.8% live below the poverty line. 85% of housing is owner-occupied. Households earn a median $73,598 — near the roughly $78,000 national figure. Around 56% of renters are cost-burdened. Educational attainment sits at 20% bachelor's-or-above. Home values center near $224,600, an affordability ratio of 2.6× — accessible. The demographic-stress sub-score lands at 29/100. Vacancy runs 8.7%. 13,755 residents call 31032 home, typically aged 42. The ZIP holds roughly 6,002 housing units.

On balance 31032 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 31032 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 31032 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 15/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 31032 reflects the current record instead of a stale or modeled snapshot.

The 15/100 for 31032 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 31032 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.