Houston County, GA: Foreclosures, Tax Liens & Distressed Properties
Houston County, GA, Georgia: 12 ZIP codes scored, Houston County, GA averaging 24/100 (low, Houston, GA), from 18 to 26. Houston County, GA is in its expansion phase (Houston, GA confidence 55/100): Houston, GA home prices up 5.9% (Houston, GA) over twelve months. Houston County, GA lender headwind: 35/100.
Highest-scoring Houston County, GA ZIPs: 31005 (26/100), 31025 (26/100), 31028 (26/100), 31047 (26/100), 31069 (26/100), 31088 (26/100). Also scored in Houston County, GA: 31093, 31098, 31091, 31008, 31036, 31030.
Across Houston County, GA's scored ZIPs: median home value $212,482, household income $78,736, 12.0% vacancy, 11.0% poverty, 68% owner-occupied, median age 38.3.
Houston County, GA insurance distress 68/100 (#696 in the US); FEMA hazard 72/100 for Houston, GA; 6 federal disaster declarations in Houston County, GA since 2023; 4 Houston, GA NFIP flood claims, $10K paid; Houston, GA construction distress 47/100.
13 banks with 26 branches lend in Houston County, GA; Houston, GA weighted bank stress 60/100, highest 74/100 in Houston, GA.
Houston County, GA unemployment 3.1% (Houston, GA -0.1 pts, six months); 1,220 new housing units permitted in Houston County, GA over twelve months, Houston, GA up 4% from 1,177; Houston, GA home prices +11.5% a year (Houston, GA) over three years.
69,823 housing units in Houston County, GA; 20,449 Houston, GA renter households; 45% of Houston, GA renters spend 30%+ of income on rent, 21% (Houston, GA) half or more.
Houston County, GA ranks #2,022 nationally on the opportunity index (Houston, GA, among all ranked counties); Houston, GA scores 27.6/100 and Houston, GA sits #136 inside Georgia. Houston, GA is in the weak opportunity phase; Houston, GA's primary driver is bank institutional, Houston, GA second driver construction; Houston, GA moved down 243 places. 8 short-sale listings across Houston, GA; 74 days on market observed in Houston, GA; 8.8% vacancy over 12 Houston, GA ZIPs.
1.3% of Houston County, GA mortgages were ninety-plus days late in December 2025; Houston, GA's thirty-to-eighty-nine-day share was 2.8% (CFPB county sample). Houston, GA's ninety-day rate is unchanged on twelve months earlier; the Houston, GA peak since 2008 was 3.6% in October 2009; Georgia overall reads 1.3%.
Houston County, GA has 7 watched banks; 7 Houston, GA banks sit in an elevated band. Houston, GA footprints: Vallant Bank (3 branches, stress 56) in Houston, GA; Sunmark Community Bank (3 branches, stress 23) in Houston, GA; Colony Bank (2 branches, stress 65) in Houston, GA.
HUD lists 8 assisted multifamily properties in Houston County, GA with 492 units; 89 Houston, GA units are assisted, 1 Houston, GA properties under project-based Section 8.
5,972 of the 69,823 housing units in Houston, GA sit vacant. Houston County, GA permitted 113 multifamily units in twelve months; Houston, GA's one-to-four unit structures added 1,107 units in Houston County, GA.