ZIP 31098 Property Distress & Foreclosure Data

ZIP code 31098 in Houston County, Georgia carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (77/100), structural risk (68/100), institutional ownership (53/100). On the structural side it scores 68/100, with 0/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (73/100), FEMA disaster exposure (73/100), flood (NFIP) exposure (63/100)).

The peak-phase market in 31098 posted values that rose 4.0% over the year, 2.0% off the recent peak (phase confidence 30/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The demographic-stress sub-score lands at 31/100. At $87,398, median income runs above typical U.S. levels. The poverty rate is 9.5%. The vacancy rate is 14.2% — elevated. Population is roughly 2,890 with a median age of 27. The ZIP holds roughly 1,078 housing units. Around 17% of renters are cost-burdened. 1% of housing is owner-occupied. Around 55% of adults hold a bachelor's degree or higher.

On the whole, 31098 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

31/100
Composite stress
68/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 31098

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk73
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Houston County

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