ZIP 31005 Property Distress & Foreclosure Data

Composite property distress in 31005 (Houston County, Georgia) lands at 31/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (77/100), structural risk (68/100), institutional ownership (53/100). On the quiet end sit mortgage stress (20/100). The latent-versus-live split is 68/100 structural and 6/100 already moving. Environmental exposure also runs high (climate & FEMA risk (73/100), FEMA disaster exposure (73/100), flood (NFIP) exposure (63/100)).

The peak-phase market in 31005 posted values that rose 4.0% over the year, 2.0% off the recent peak, and 20% higher over three years (phase confidence 30/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $107,071, median income runs above typical U.S. levels. Around 17% of renters are cost-burdened. The poverty rate is 6.3% — low. Around 41% of adults hold a bachelor's degree or higher. Population is roughly 20,697 with a median age of 34. The typical home is worth about $275,800 (2.3× income, relatively affordable). The ZIP holds roughly 7,744 housing units. 78% of housing is owner-occupied. The demographic-stress sub-score lands at 21/100. The vacancy rate is 6.0%.

On balance 31005 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

31/100
Composite stress
68/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 31005

Foreclosure activity0
Mortgage stress20
Climate / FEMA risk73
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Houston County

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