Houston County, GA: Home-Insurance Distress & Forced-Sale Pressure
Houston County, GA: 68/100 (elevated) home-insurance distress; Houston, GA band MEDIUM; Houston, GA #696 of 3,222 counties; Houston, GA #83 of 159 in Georgia.
FEMA hazard, Houston, GA: 72/100; Houston, GA declarations, three years: 6; Houston, GA perils: 3 tropical-storm; Houston, GA five-year count 6 (severity 10.5); Houston, GA ten-year 6; hazard-weighted, Houston, GA: 9.0.
Declared incidents on the Houston, GA record: 2026 Winter Storm 3; 2024 Tropical Storm 3 (Houston, GA).
NFIP claims, Houston, GA, three years: 4; Houston, GA payouts $9,570; per Houston, GA claim $2,392; Houston, GA claim-stress 60/100.
Houston, GA monthly score fell, 69 (March 2026) to 67 (October 2026); Houston, GA by month: March 69, April 69, May 66, June 66 (Houston, GA), July 64, August 64, September 63, October 67.
Houston, GA components: climate 72, NFIP claims 60; Houston, GA retreat index 67.
Construction distress, Houston, GA: 47/100 as of August 2026 (Houston, GA: 48/100 one-to-four unit, 36/100 multifamily).
Houston, GA ZIPs, June 2026 (Houston, GA, 12 highest): score 0 (Houston, GA), climate 73 (Houston, GA): 31005, 31025, 31028, 31047, Houston, GA 31088, 31093, 31098; score 0 (Houston, GA), climate 71 (Houston, GA): 31069; score 0 (Houston, GA), climate 25 (Houston, GA): 31036; score 0 (Houston, GA), climate 19 (Houston, GA): 31008; score 0 (Houston, GA), climate 18 (Houston, GA): 31091; score 0 (Houston, GA), climate 16 (Houston, GA): 31030.
DLRadar rescores Houston, GA monthly; Houston, GA readings join Houston, GA foreclosure, lien and ownership parcels (Houston, GA), so cost-squeezed Houston, GA owners surface before listing.
Inside Georgia, Houston County ranks 83rd of 159 counties for home-insurance distress at 68/100; Upson County (74/100) sits just above Houston County, and Pierce County (66/100) sits just below Houston County.
Deterministic. Every Houston County, GA signal traces to a public Houston dataset (FEMA, NFIP, Census for Houston, GA) · how insurance distress works in Houston, GA · methodology
FAQ: Houston County, GA insurance distress
What is the Houston County, GA home-insurance-distress score?
Houston, GA: 68/100 (MEDIUM), #696 of 3,222, #83 in Georgia. FEMA hazard, Houston, GA: 72/100; NFIP stress, Houston, GA: 60/100; construction, Houston, GA: 47/100; Houston, GA rescores monthly.
Is Houston County insurance distress getting better or worse (GA)?
Houston, GA: 69 in March 2026; Houston, GA: 67 in October 2026 (better); Houston, GA climate component 72; Houston, GA NFIP claims score 60.
How many flood-insurance claims has Houston County, GA had?
Houston, GA: 4 NFIP claims, three years; Houston, GA paid $9,570; per Houston, GA claim $2,392; carriers reprice Houston, GA against that record.
Which Houston County ZIP codes carry the most insurance distress (GA)?
Houston, GA, June 2026: 31005 at 0, 31025 at 0, 31028 at 0, 31047 at 0; Houston, GA climate scores there: 73, 73, 73, 73.
Why does Houston, GA insurance distress create sellers?
A Houston, GA premium outruns the Houston, GA budget; a carrier leaves Houston, GA; Houston, GA carrying cost passes plan; Houston, GA owners sell while current; Houston, GA insurance distress leads Houston, GA foreclosure data.