Chatham County, GA: Foreclosures, Tax Liens & Distressed Properties

Chatham County, GA, Georgia: 15 ZIP codes scored, Chatham County, GA averaging 37/100 (moderate, Chatham, GA), from 35 to 37. Chatham County, GA is in its peak phase (Chatham, GA confidence 22/100): Chatham, GA home prices up 2.4% (Chatham, GA) over twelve months. Chatham County, GA lender headwind: 39/100.

Highest-scoring Chatham County, GA ZIPs: 31322 (37/100), 31328 (37/100), 31401 (37/100), 31404 (37/100), 31405 (37/100), 31406 (37/100). Also scored in Chatham County, GA: 31407, 31408, 31409, 31410, 31411, 31415, 31419, 31421, 31302.

Across Chatham County, GA's scored ZIPs: median home value $354,146, household income $69,843, 13.8% vacancy, 13.1% poverty, 62% owner-occupied, median age 39.7.

Chatham County, GA insurance distress 93/100 (#57 in the US); FEMA hazard 97/100 for Chatham, GA; 12 federal disaster declarations in Chatham County, GA since 2023 (3 hurricane); 211 Chatham, GA NFIP flood claims, $3.3M paid; Chatham, GA construction distress 63/100.

20 banks with 65 branches lend in Chatham County, GA; Chatham, GA weighted bank stress 62/100, highest 76/100 in Chatham, GA.

Chatham County, GA unemployment 3.0% (Chatham, GA -0.2 pts, six months); 3,520 new housing units permitted in Chatham County, GA over twelve months, Chatham, GA down 13% from 4,049; Chatham, GA home prices +14.4% a year (Chatham, GA) over three years.

137,532 housing units in Chatham County, GA; 52,124 Chatham, GA renter households; 48% of Chatham, GA renters spend 30%+ of income on rent, 25% (Chatham, GA) half or more.

Chatham County, GA ranks #687 nationally on the opportunity index (Chatham, GA, among all ranked counties); Chatham, GA scores 32.5/100 and Chatham, GA sits #46 inside Georgia. Chatham, GA is in the watchlist opportunity phase; Chatham, GA's primary driver is construction, Chatham, GA second driver vacancy; Chatham, GA moved up 265 places. 43 short-sale listings across Chatham, GA; 84 days on market observed in Chatham, GA; 11.3% vacancy over 15 Chatham, GA ZIPs.

1.2% of Chatham County, GA mortgages were ninety-plus days late in December 2025; Chatham, GA's thirty-to-eighty-nine-day share was 2.4% (CFPB county sample). Chatham, GA's ninety-day rate is up 0.7 points on twelve months earlier; the Chatham, GA peak since 2008 was 4.7% in November 2009; Georgia overall reads 1.3%.

Chatham County, GA has 6 watched banks; 6 Chatham, GA banks sit in an elevated band. Chatham, GA footprints: Ameris Bank (5 branches, stress 51) in Chatham, GA; Queensborough Nb&T Co (3 branches, stress 76) in Chatham, GA; Colony Bank (2 branches, stress 65) in Chatham, GA.

HUD lists 27 assisted multifamily properties in Chatham County, GA with 2,363 units; 712 Chatham, GA units are assisted, 11 Chatham, GA properties under project-based Section 8.

17,149 of the 137,532 housing units in Chatham, GA sit vacant. Chatham County, GA permitted 2,025 multifamily units in twelve months; Chatham, GA's one-to-four unit structures added 1,495 units in Chatham County, GA.