ZIP 31322 Property Distress & Foreclosure Data

ZIP code 31322 in Chatham County, Georgia carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), FEMA disaster exposure (97/100), flood (NFIP) exposure (89/100). On the structural side it scores 67/100, with 8/100 of stress already active. What sets it apart are the readings on institutional ownership (72/100), structural risk (67/100), mortgage stress (28/100). By contrast, mortgage stress (28/100) register low.

The market reads neutral — home values rose 3.6% year on year, 1.4% off the recent peak, and 27% higher over three years (phase confidence 22/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 13,277 housing units. About 28,695 people live here, median age 40. Roughly 7.1% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 61% owner-occupied to 39% rented. Around 31% of renters are cost-burdened. On demographic stress specifically, 31322 scores 27/100. About 39% have a four-year degree. A median home runs $312,200 here, or 3.1 times local income. Households earn a median $91,293 — above the roughly $78,000 national figure. The vacancy rate is 7.3%.

Net-net, 31322 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.