ZIP 31322 Foreclosure, Tax-Lien & Distress Report
Chatham County, Georgia · Distress market
ZIP code 31322 in Chatham County, Georgia carries a composite property-distress score of 37/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), FEMA disaster exposure (97/100), flood (NFIP) exposure (89/100). The latent-versus-live split is 81/100 structural and 8/100 already moving. What sets it apart are the readings on structural risk (81/100), institutional ownership (72/100), construction/permit lag (57/100). By contrast, mortgage stress (28/100) register low.
The peak-phase market in 31322 posted values that rose 2.4% over the year, and 27% higher over three years, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
There are about 13,277 housing units across 31322. About 28,695 people live here, median age 40. 7.1% of residents fall below the poverty threshold. The tenure split is 61% owner-occupied to 39% rented. Rent burden reaches 31% of tenant households. The demographic-stress sub-score lands at 27/100. Around 39% of adults hold a bachelor's degree or higher. Home values center near $312,200, an affordability ratio of 3.1× — accessible. Households earn a median $91,293 — above the roughly $78,000 national figure. The vacancy rate is 7.3%.
Net-net, 31322 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 31322 at the moment; the composite and its components are still built from verifiable public records.
The number is not local guesswork: 31322's 37/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 31322 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
31322's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 31322 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 31322’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 31322 by the numbers
A live read on 31322: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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Get the full acquisition report for 31322
Every distressed parcel in 31322 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology