ZIP 31407 Foreclosure, Tax-Lien & Distress Report
Chatham County, Georgia · Distress market
Chatham County, Georgia's ZIP 31407 registers 37/100 composite distress, which DLRadar reads as moderate. Property-level stress concentrates in structural risk (81/100), institutional ownership (72/100), construction/permit lag (57/100). By contrast, mortgage stress (28/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), FEMA disaster exposure (97/100), flood (NFIP) exposure (89/100). Structural exposure scores 81 and live distress 8 on the 0–100 scale.
The market reads peak — home values rose 2.4% year on year, and 62% higher over three years, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Median household income is $83,954, near the U.S. median near $78,000. The ZIP holds roughly 10,967 housing units. Vacancy runs 8.3%. On demographic stress specifically, 31407 scores 27/100. Around 37% of adults hold a bachelor's degree or higher. About 22,743 people live here, median age 33. 7.2% of residents fall below the poverty threshold. Home values center near $256,300, an affordability ratio of 2.7× — accessible. Around 37% of renters are cost-burdened. 54% of housing is owner-occupied.
On balance 31407 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 31407 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 37/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 31407 shows blanks, not estimates, wherever the record is sparse.
The 37/100 for 31407 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 31407 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 31407’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
31407 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 31407, the same set carried on every parcel.
Adjacent Chatham County ZIP reports
More distress data near 31407
Further distress data across Chatham County, Georgia at ZIP, county and state level.
Open the complete 31407 acquisition file
Open 31407 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Built from public records, scored the same way everywhere · methodology