ZIP 31415 Foreclosure, Tax-Lien & Distress Report

In Chatham County, Georgia, ZIP 31415 scores 37 of 100 for composite distress, a moderate level on DLRadar's distress index. Structural exposure scores 82 and live distress 8 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), FEMA disaster exposure (97/100), flood (NFIP) exposure (88/100). The pressure is most legible in structural risk (82/100), institutional ownership (72/100), construction/permit lag (63/100). On the quiet end sit mortgage stress (28/100).

The market reads peak — home values rose 2.4% year on year, and 35% higher over three years (phase confidence 22/100). Topping markets hide individual distress behind strong averages.

A median home runs $149,700 here, or 3.0 times local income. Around 41% of renters are cost-burdened. Population is roughly 11,788 with a median age of 34. Owners hold 41% of homes, renters 59%. Educational attainment sits at 15% bachelor's-or-above. Households earn a median $37,890 — below the roughly $78,000 national figure. The vacancy rate is 25.5% — elevated. On demographic stress specifically, 31415 scores 38/100. The ZIP holds roughly 5,312 housing units. 24.6% of residents fall below the poverty threshold.

Net-net, 31415 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 31415 read uses the identical scoring model applied coast to coast, which means its 37/100 score means exactly what it means anywhere else, and 31415 stays directly comparable to neighboring ZIPs and the rest of Chatham County, Georgia. 31415 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

31415's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 31415 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.