ZIP 31302 Property Distress & Foreclosure Data

Composite property distress in 31302 (Chatham County, Georgia) lands at 30/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are institutional ownership (72/100), structural risk (65/100), mortgage stress (28/100). On the quiet end sit mortgage stress (28/100) and construction/permit lag (11/100). Environmental exposure also runs high (FEMA disaster exposure (97/100), flood (NFIP) exposure (88/100), climate & FEMA risk (83/100)). The latent-versus-live split is 65/100 structural and 8/100 already moving.

The neutral-phase market in 31302 posted values that rose 3.6% over the year, 1.4% off the recent peak, and 35% higher over three years (phase confidence 22/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 3,218 housing units. The vacancy rate is 8.2%. Around 33% of renters are cost-burdened. Population is roughly 8,883 with a median age of 45. At $67,256, median income runs below typical U.S. levels. The typical home is worth about $237,100 (3.0× income, relatively affordable). The poverty rate is 14.1%. The demographic-stress sub-score lands at 30/100. Around 16% of adults hold a bachelor's degree or higher. 70% of housing is owner-occupied.

On balance 31302 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.