ZIP 31302 Foreclosure, Tax-Lien & Distress Report

ZIP code 31302 in Chatham County, Georgia carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic public-record index. Property-level stress concentrates in structural risk (77/100), institutional ownership (72/100), construction/permit lag (59/100). On the quiet end sit mortgage stress (28/100). Climate and flood risk are elevated too — FEMA disaster exposure (97/100), flood (NFIP) exposure (88/100), climate & FEMA risk (83/100). On the structural side it scores 77/100, with 8/100 of stress already active.

The peak-phase market in 31302 posted values that rose 2.4% over the year, and 35% higher over three years, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 3,218 housing units. The vacancy rate is 8.2%. Rent burden reaches 33% of tenant households. About 8,883 people live here, median age 45. Median household income is $67,256, below the U.S. median near $78,000. The typical home is worth about $237,100 (3.0× income, relatively affordable). 14.1% of residents fall below the poverty threshold. On demographic stress specifically, 31302 scores 30/100. Around 16% of adults hold a bachelor's degree or higher. Owners hold 70% of homes, renters 30%.

Overall, 31302 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 31302 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 31302 runs hot or quiet, its 35/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 31302 can be compared directly against any other ZIP in Chatham County, Georgia or nationwide. Sparse data for 31302 shows as blanks, never estimates, and the score updates on every fresh public filing.

31302's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 31302 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.