ZIP 31302 Foreclosure, Tax-Lien & Distress Report
Chatham County, Georgia · Distress market
ZIP code 31302 in Chatham County, Georgia carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic distress index. Property-level stress concentrates in structural risk (78/100), institutional ownership (72/100), construction/permit lag (64/100). On the quiet end sit mortgage stress (28/100). Climate and flood risk are elevated too — FEMA disaster exposure (97/100), flood (NFIP) exposure (88/100), climate & FEMA risk (83/100). On the structural side it scores 78/100, with 8/100 of stress already active.
The peak-phase market in 31302 posted values that rose 2.4% over the year, and 35% higher over three years, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The ZIP holds roughly 3,218 housing units. The vacancy rate is 8.2%. Rent burden reaches 33% of tenant households. About 8,883 people live here, median age 45. Median household income is $67,256, below the U.S. median near $78,000. The typical home is worth about $237,100 (3.0× income, relatively affordable). 14.1% of residents fall below the poverty threshold. On demographic stress specifically, 31302 scores 30/100. Around 16% of adults hold a bachelor's degree or higher. Owners hold 70% of homes, renters 30%.
Overall, 31302 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 31302 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 31302 runs hot or quiet, its 35/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 31302 can be compared directly against any other ZIP in Chatham County, Georgia or nationwide. Sparse data for 31302 shows as blanks, never estimates, and the score updates on every fresh public filing.
31302's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 31302 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 31302’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 31302 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Adjacent Chatham County ZIP reports
Nearest ZIP codes to 31302
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Georgia distress
Further distress data across Chatham County, Georgia at ZIP, county and state level.
Unlock the full ZIP 31302 acquisition report
Open 31302 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Built from public records, scored the same way everywhere · methodology