ZIP 31404 Foreclosure, Tax-Lien & Distress Report
Chatham County, Georgia · High Poverty market
In Chatham County, Georgia, ZIP 31404 scores 37 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structural exposure scores 81 and live distress 8 on the 0–100 scale. The pressure is most legible in structural risk (81/100), institutional ownership (72/100), construction/permit lag (57/100). mortgage stress (28/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (97/100), FEMA disaster exposure (97/100), flood (NFIP) exposure (89/100)).
The peak-phase market in 31404 posted values that rose 2.4% over the year, and 27% higher over three years (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
There are about 14,217 housing units across 31404. The demographic-stress sub-score lands at 37/100. 48% of housing is owner-occupied. Educational attainment sits at 28% bachelor's-or-above. 30,749 residents call 31404 home, typically aged 36. Vacancy runs 11.1%. Median household income is $49,805, below the U.S. median near $78,000. The poverty rate is 20.0% — high, a tax-stress and distress correlate. A median home runs $215,500 here, or 3.9 times local income. Around 49% of renters are cost-burdened.
Net-net, 31404 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Whether 31404 runs hot or quiet, its 37/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 31404 can be compared directly against any other ZIP in Chatham County, Georgia or nationwide. 31404 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 37/100 for 31404 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 31404 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 31404’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 31404 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 31404, the same set carried on every parcel.
Nearby ZIPs in Chatham County
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More ZIP, county and state distress intelligence connected to Chatham County, Georgia.
See every distressed parcel in 31404
Open 31404 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Each signal above is traceable to an open dataset · methodology