ZIP 31411 Foreclosure, Tax-Lien & Distress Report

ZIP code 31411 in Chatham County, Georgia carries a composite property-distress score of 37/100 — a moderate reading on DLRadar's deterministic public-record index. Structural exposure scores 81 and live distress 8 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (97/100), FEMA disaster exposure (97/100), flood (NFIP) exposure (89/100). Its standout signals are structural risk (81/100), institutional ownership (72/100), construction/permit lag (57/100). By contrast, mortgage stress (28/100) register low.

Prices here sit in a peak phase: values rose 2.4% over the trailing year, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 8.3%. The ZIP holds roughly 4,786 housing units. Households earn a median $122,723 — above the roughly $78,000 national figure. 91% of housing is owner-occupied. On demographic stress specifically, 31411 scores 31/100. The poverty rate is 2.3% — low. About 8,977 people live here, median age 66. About 72% have a four-year degree. A median home runs $804,700 here, or 6.2 times local income. Around 47% of renters are cost-burdened.

Net-net, 31411 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 31411 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 31411 read uses the identical public-record model applied coast to coast, which means its 37/100 score means exactly what it means anywhere else, and 31411 stays directly comparable to neighboring ZIPs and the rest of Chatham County, Georgia. Where the public record is thin for 31411, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 31411 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 37/100 roll-up. For a buyer, 31411 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.