ZIP 31328 Property Distress & Foreclosure Data

In Chatham County, Georgia, ZIP 31328 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), FEMA disaster exposure (97/100), flood (NFIP) exposure (89/100). The latent-versus-live split is 67/100 structural and 8/100 already moving. Its standout signals are institutional ownership (72/100), structural risk (67/100), mortgage stress (28/100). By contrast, mortgage stress (28/100) register low.

The market reads neutral — home values rose 3.6% year on year, 1.4% off the recent peak, and 14% higher over three years (phase confidence 22/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $105,669 — above the roughly $78,000 national figure. The tenure split is 90% owner-occupied to 10% rented. On demographic stress specifically, 31328 scores 40/100. Around 66% of renters are cost-burdened. A median home runs $619,800 here, or 5.8 times local income. About 50% have a four-year degree. The vacancy rate is 53.7% — elevated. About 3,330 people live here, median age 63. Roughly 6.3% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 3,378 housing units.

Net-net, 31328 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.