ZIP 31328 Foreclosure, Tax-Lien & Distress Report
Chatham County, Georgia · High Vacancy market
ZIP code 31328 in Chatham County, Georgia carries a composite property-distress score of 37/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), FEMA disaster exposure (97/100), flood (NFIP) exposure (89/100). The latent-versus-live split is 81/100 structural and 8/100 already moving. The sharpest non-environmental signals are structural risk (81/100), institutional ownership (72/100), construction/permit lag (57/100). By contrast, mortgage stress (28/100) register low.
The peak-phase market in 31328 posted values that rose 2.4% over the year, and 14% higher over three years (phase confidence 22/100). Topping markets hide individual distress behind strong averages.
Households earn a median $105,669 — above the roughly $78,000 national figure. Owners hold 90% of homes, renters 10%. DLRadar's demographic-stress index for the area reads 40/100. Around 66% of renters are cost-burdened. Home values center near $619,800, an affordability ratio of 5.8×. Educational attainment sits at 50% bachelor's-or-above. Vacancy runs 53.7%, above the national norm and a classic distress-and-opportunity signal. About 3,330 people live here, median age 63. The poverty rate is 6.3% — low. The ZIP holds roughly 3,378 housing units.
On the whole, 31328 leans distressed, with opportunity clustered in specific stressed parcels. While 31328 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 31328 runs hot or quiet, its 37/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 31328 can be compared directly against any other ZIP in Chatham County, Georgia or nationwide. Nothing here is interpolated — where a source is thin for 31328, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Each component behind 31328 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 37/100 roll-up. In workflow terms, 31328 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 31328
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 31328 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 31328, the same set carried on every parcel.
Nearby ZIPs in Chatham County
Explore related distress reports
Further distress data across Chatham County, Georgia at ZIP, county and state level.
Unlock parcel-level detail for ZIP 31328
Every distressed parcel in 31328 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology