ZIP 31405 Property Distress & Foreclosure Data

DLRadar grades ZIP 31405 (Chatham County, Georgia) at a moderate 31/100 for overall property distress. Property-level stress concentrates in institutional ownership (72/100), structural risk (67/100), mortgage stress (28/100). mortgage stress (28/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (97/100), FEMA disaster exposure (97/100), flood (NFIP) exposure (89/100). The latent-versus-live split is 67/100 structural and 8/100 already moving.

Prices here sit in a neutral phase: values rose 3.6% over the trailing year, 1.4% off the recent peak, and 18% higher over three years (phase confidence 22/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 9.6%. 16.9% of residents fall below the poverty threshold. Median household income is $62,123, below the U.S. median near $78,000. Educational attainment sits at 35% bachelor's-or-above. Home values center near $338,200, an affordability ratio of 4.9×. Owners hold 52% of homes, renters 48%. Around 50% of renters are cost-burdened. The ZIP holds roughly 17,059 housing units. DLRadar's demographic-stress index for the area reads 39/100. 39,724 residents call 31405 home, typically aged 36.

Overall, 31405 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.