ZIP 31405 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 31405 (Chatham County, Georgia) at a moderate 37/100 for overall property distress. The most distinctive pressure shows up in structural risk (81/100), institutional ownership (72/100), construction/permit lag (57/100). mortgage stress (28/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), FEMA disaster exposure (97/100), flood (NFIP) exposure (89/100). Structurally it carries 81/100, against 8/100 of stress already in motion.

The peak-phase market in 31405 posted values that rose 2.4% over the year, and 18% higher over three years (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 9.6%. 16.9% of residents fall below the poverty threshold. At $62,123, median income runs below typical U.S. levels. About 35% have a four-year degree. The typical home is worth about $338,200 (4.9× income). The tenure split is 52% owner-occupied to 48% rented. Rent burden reaches 50% of tenant households. The ZIP holds roughly 17,059 housing units. The demographic-stress sub-score lands at 39/100. 39,724 residents call 31405 home, typically aged 36.

Net-net, 31405 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 31405 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 31405 read uses the identical public-record model applied coast to coast, which means its 37/100 score means exactly what it means anywhere else, and 31405 stays directly comparable to neighboring ZIPs and the rest of Chatham County, Georgia. Nothing here is interpolated — where a source is thin for 31405, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 37/100 for 31405 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 31405 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.