ZIP 31406 Foreclosure, Tax-Lien & Distress Report

In Chatham County, Georgia, ZIP 31406 scores 37 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structural exposure scores 81 and live distress 8 on the 0–100 scale. The most distinctive pressure shows up in structural risk (81/100), institutional ownership (72/100), construction/permit lag (57/100). On the quiet end sit mortgage stress (28/100). Climate and flood risk are elevated too — climate & FEMA risk (97/100), FEMA disaster exposure (97/100), flood (NFIP) exposure (89/100).

Prices here sit in a peak phase: values rose 2.4% over the trailing year, and 26% higher over three years (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 58% owner-occupied to 42% rented. Home values center near $283,300, an affordability ratio of 4.0× — accessible. The ZIP holds roughly 15,343 housing units. Median household income is $66,084, below the U.S. median near $78,000. Population is roughly 34,649 with a median age of 37. The poverty rate is 15.0%. The vacancy rate is 8.2%. Around 44% of renters are cost-burdened. Educational attainment sits at 37% bachelor's-or-above. The demographic-stress sub-score lands at 33/100.

On balance 31406 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 31406's 37/100 can be lined up against any neighbor in Chatham County, Georgia or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 31406 reflects the current record instead of a stale or modeled snapshot.

The 37/100 for 31406 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 31406 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.