ZIP 31408 Property Distress & Foreclosure Data

ZIP code 31408 in Chatham County, Georgia carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. Structural risk reads 67/100 against active distress of 8/100. Climate and flood risk are elevated too — climate & FEMA risk (97/100), FEMA disaster exposure (97/100), flood (NFIP) exposure (89/100). What sets it apart are the readings on institutional ownership (72/100), structural risk (67/100), mortgage stress (28/100). mortgage stress (28/100) stay muted.

Prices here sit in a neutral phase: values rose 3.6% over the trailing year, 1.4% off the recent peak, and 50% higher over three years, at 22/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Owners hold 42% of homes, renters 58%. Median household income is $40,109, below the U.S. median near $78,000. Home values center near $169,700, an affordability ratio of 4.0×. There are about 4,499 housing units across 31408. Vacancy runs 9.5%. Rent burden reaches 43% of tenant households. 11,791 residents call 31408 home, typically aged 38. Educational attainment sits at 13% bachelor's-or-above. 15.4% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 38/100.

Overall, 31408 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.