ZIP 31408 Foreclosure, Tax-Lien & Distress Report
Chatham County, Georgia · Affordable market
Composite property distress in 31408 (Chatham County, Georgia) lands at 37/100 — moderate on DLRadar's public-record scoring. Latent structural risk is 81/100 while live distress already moving reads 8/100. Climate and flood risk are elevated too — climate & FEMA risk (97/100), FEMA disaster exposure (97/100), flood (NFIP) exposure (89/100). The sharpest non-environmental signals are structural risk (81/100), institutional ownership (72/100), construction/permit lag (57/100). mortgage stress (28/100) stay muted.
Prices here sit in a peak phase: values rose 2.4% over the trailing year, and 50% higher over three years (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Owners hold 42% of homes, renters 58%. Median household income is $40,109, below the U.S. median near $78,000. The typical home is worth about $169,700 (4.0× income). There are about 4,499 housing units across 31408. Vacancy runs 9.5%. Around 43% of renters are cost-burdened. Population is roughly 11,791 with a median age of 38. Around 13% of adults hold a bachelor's degree or higher. The poverty rate is 15.4%. The demographic-stress sub-score lands at 38/100.
On balance 31408 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 31408's 37/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 31408 reflects the current record instead of a stale or modeled snapshot.
The 37/100 for 31408 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 31408 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 31408
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
31408 at a glance
Current distress, phase, housing and lender-pressure figures for 31408, drawn from the same report attached to each property.
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No modelling: every input is a public record · methodology