ZIP 31307 Property Distress & Foreclosure Data

Composite property distress in 31307 (Effingham County, Georgia) lands at 33/100 — moderate on DLRadar's public-record scoring. Structural exposure scores 73 and live distress 8 on the 0–100 scale. It additionally carries heavy environmental risk: FEMA disaster exposure (97/100), flood (NFIP) exposure (87/100), climate & FEMA risk (63/100). The sharpest non-environmental signals are structural risk (73/100), institutional ownership (71/100), construction/permit lag (68/100). By contrast, mortgage stress (26/100) register low.

The market reads neutral — home values rose 3.6% year on year, 1.4% off the recent peak, at 22/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 1,620 people live here, median age 28. The tenure split is 83% owner-occupied to 17% rented. There are about 537 housing units across 31307. Households earn a median $110,573 — above the roughly $78,000 national figure. On demographic stress specifically, 31307 scores 17/100. Vacancy runs 9.4%. Roughly 2.1% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 0% of tenant households. A median home runs $318,300 here, or 2.5 times local income. About 44% have a four-year degree.

Net-net, 31307 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.