ZIP 31329 Foreclosure, Tax-Lien & Distress Report
Effingham County, Georgia · Distress market
In Effingham County, Georgia, ZIP 31329 scores 33 of 100 for composite distress, a moderate level on DLRadar's public-record index. On the structural side it scores 75/100, with 8/100 of stress already active. The pressure is most legible in construction/permit lag (75/100), structural risk (75/100), institutional ownership (71/100). mortgage stress (26/100) stay muted. Environmental exposure also runs high (FEMA disaster exposure (97/100), flood (NFIP) exposure (87/100), climate & FEMA risk (63/100)).
The market reads peak — home values rose 2.4% year on year, and 24% higher over three years (phase confidence 22/100). Topping markets hide individual distress behind strong averages.
The typical home is worth about $252,800 (3.1× income, relatively affordable). DLRadar's demographic-stress index for the area reads 27/100. The tenure split is 73% owner-occupied to 27% rented. The ZIP holds roughly 3,696 housing units. The vacancy rate is 7.3%. Educational attainment sits at 23% bachelor's-or-above. 9,102 residents call 31329 home, typically aged 34. Rent burden reaches 29% of tenant households. Households earn a median $72,163 — near the roughly $78,000 national figure. 8.1% of residents fall below the poverty threshold.
On balance 31329 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 31329 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The number is not local guesswork: 31329's 33/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 31329 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
31329's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 31329 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 31329
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 31329 Stress Report snapshot
The live 31329 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent Effingham County ZIP reports
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Keep going: ZIP, county and state distress coverage for Effingham County, Georgia.
Unlock parcel-level detail for ZIP 31329
Open 31329 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Deterministic. Every signal traces to a public dataset · methodology