ZIP 31329 Property Distress & Foreclosure Data

DLRadar grades ZIP 31329 (Effingham County, Georgia) at a moderate 33/100 for overall property distress. Structural exposure scores 73 and live distress 8 on the 0–100 scale. Property-level stress concentrates in structural risk (73/100), institutional ownership (71/100), construction/permit lag (68/100). On the quiet end sit mortgage stress (26/100). Environmental exposure also runs high (FEMA disaster exposure (97/100), flood (NFIP) exposure (87/100), climate & FEMA risk (63/100)).

The neutral-phase market in 31329 posted values that rose 3.6% over the year, 1.4% off the recent peak, and 24% higher over three years, at 22/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The typical home is worth about $252,800 (3.1× income, relatively affordable). The demographic-stress sub-score lands at 27/100. 73% of housing is owner-occupied. There are about 3,696 housing units across 31329. Vacancy runs 7.3%. Around 23% of adults hold a bachelor's degree or higher. Population is roughly 9,102 with a median age of 34. Rent burden reaches 29% of tenant households. At $72,163, median income runs near typical U.S. levels. The poverty rate is 8.1%.

On balance 31329 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.