ZIP 31303 Property Distress & Foreclosure Data

Effingham County, Georgia's ZIP 31303 registers 33/100 composite distress, which DLRadar reads as moderate. Structural exposure scores 73 and live distress 8 on the 0–100 scale. The most distinctive pressure shows up in structural risk (73/100), institutional ownership (71/100), construction/permit lag (68/100). mortgage stress (26/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (97/100), flood (NFIP) exposure (87/100), climate & FEMA risk (63/100).

Prices here sit in a neutral phase: values rose 3.6% over the trailing year, 1.4% off the recent peak, and 29% higher over three years, at 22/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Rent burden reaches 21% of tenant households. DLRadar's demographic-stress index for the area reads 22/100. Vacancy runs 6.5%. There are about 1,176 housing units across 31303. Educational attainment sits at 23% bachelor's-or-above. 2,056 residents call 31303 home, typically aged 61. Home values center near $180,900. 11.1% of residents fall below the poverty threshold. Owners hold 82% of homes, renters 18%.

Overall, 31303 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.