ZIP 31326 Property Distress & Foreclosure Data

Effingham County, Georgia's ZIP 31326 registers 33/100 composite distress, which DLRadar reads as moderate. Environmental exposure also runs high (FEMA disaster exposure (97/100), flood (NFIP) exposure (87/100), climate & FEMA risk (63/100)). On the structural side it scores 73/100, with 8/100 of stress already active. The most distinctive pressure shows up in structural risk (73/100), institutional ownership (71/100), construction/permit lag (68/100). On the quiet end sit mortgage stress (26/100).

The neutral-phase market in 31326 posted values that rose 3.6% over the year, 1.4% off the recent peak, and 25% higher over three years (phase confidence 22/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The poverty rate is 7.4% — low. Population is roughly 23,882 with a median age of 37. At $82,196, median income runs near typical U.S. levels. Around 29% of adults hold a bachelor's degree or higher. The ZIP holds roughly 9,747 housing units. The demographic-stress sub-score lands at 26/100. Around 29% of renters are cost-burdened. The vacancy rate is 6.0%. The typical home is worth about $279,300 (3.0× income, relatively affordable). 74% of housing is owner-occupied.

On balance 31326 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.