ZIP 31318 Foreclosure, Tax-Lien & Distress Report

ZIP 31318's composite property-distress score is 33/100 - DLRadar classes that as moderate for Effingham County, Georgia. Environmental exposure also runs high (FEMA disaster exposure (97/100), flood (NFIP) exposure (87/100), climate & FEMA risk (63/100)). The sharpest non-environmental signals are construction/permit lag (75/100), structural risk (75/100), institutional ownership (71/100). Structurally it carries 75/100, against 0/100 of stress already in motion.

The peak-phase market in 31318 posted values that rose 2.4% over the year (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $52,234, median income runs below typical U.S. levels. Owners hold 75% of homes, renters 25%. Around 37% of renters are cost-burdened. 4.5% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 37/100. Population is roughly 445 with a median age of 35. There are about 255 housing units across 31318. Educational attainment sits at 3% bachelor's-or-above. The vacancy rate is 23.4% — elevated.

Net-net, 31318 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 31318's 33/100 can be lined up against any neighbor in Effingham County, Georgia or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 31318 shows blanks, not estimates, wherever the record is sparse.

31318's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 31318 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.