ZIP 31318 Property Distress & Foreclosure Data

ZIP code 31318 in Effingham County, Georgia carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — FEMA disaster exposure (97/100), flood (NFIP) exposure (87/100), climate & FEMA risk (63/100). What sets it apart are the readings on structural risk (73/100), institutional ownership (71/100), construction/permit lag (68/100). Structural exposure scores 73 and live distress 0 on the 0–100 scale.

Prices here sit in a neutral phase: values rose 3.6% over the trailing year, 1.4% off the recent peak, at 22/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $52,234, below the U.S. median near $78,000. Owners hold 75% of homes, renters 25%. Rent burden reaches 37% of tenant households. 4.5% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 37/100. 445 residents call 31318 home, typically aged 35. There are about 255 housing units across 31318. Educational attainment sits at 3% bachelor's-or-above. Vacancy runs 23.4%, above the national norm and a classic distress-and-opportunity signal.

Taken together, 31318 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.