Charlton County, GA: Foreclosures, Tax Liens & Distressed Properties

Charlton County, GA, Georgia: 4 ZIP codes scored, Charlton County, GA averaging 24/100 (low, Charlton, GA), from 18 to 39. Charlton County, GA is in its peak phase (Charlton, GA confidence 32/100): Charlton, GA home prices up 2.5% (Charlton, GA) over twelve months. Charlton County, GA lender headwind: 0/100.

Highest-scoring Charlton County, GA ZIPs: 31553 (39/100), 31631 (21/100), 31537 (19/100), 31562 (18/100).

Across Charlton County, GA's scored ZIPs: median home value $117,400, household income $49,346, 18.7% vacancy, 20.3% poverty, 79% owner-occupied, median age 37.2.

Charlton County, GA insurance distress 86/100 (#180 in the US); FEMA hazard 97/100 for Charlton, GA; 12 federal disaster declarations in Charlton County, GA since 2023 (3 hurricane); 3 Charlton, GA NFIP flood claims, $72K paid; Charlton, GA construction distress 6/100.

2 banks with 2 branches lend in Charlton County, GA; Charlton, GA weighted bank stress 34/100, highest 48/100 in Charlton, GA.

Charlton County, GA unemployment 3.2% (Charlton, GA -0.5 pts, six months); 52 new housing units permitted in Charlton County, GA over twelve months, Charlton, GA up 63% from 32.

4,755 housing units in Charlton County, GA; 893 Charlton, GA renter households; 47% of Charlton, GA renters spend 30%+ of income on rent, 23% (Charlton, GA) half or more.

Charlton County, GA ranks #2,543 nationally on the opportunity index (Charlton, GA, among all ranked counties); Charlton, GA scores 25.7/100 and Charlton, GA sits #157 inside Georgia. Charlton, GA is in the weak opportunity phase; Charlton, GA's primary driver is vacancy, Charlton, GA second driver bank institutional; Charlton, GA moved up 228 places. 1 short-sale listings across Charlton, GA; 2 days on market observed in Charlton, GA; 14.8% vacancy over 4 Charlton, GA ZIPs.

No CFPB county sample covers Charlton County, GA. The non-metro area reading for Charlton, GA: 1.3% ninety-plus days late; Charlton, GA's thirty-to-eighty-nine share is 3.0% (Charlton, GA, December 2025 data); Georgia overall 1.3%.

Charlton County, GA has 2 watched banks; 2 Charlton, GA banks sit in an elevated band. Charlton, GA footprints: Southeastern Bank (1 branch, stress 48) in Charlton, GA; Fnb South (1 branch, stress 19) in Charlton, GA.

540 of the 4,755 housing units in Charlton, GA sit vacant. Charlton County, GA permitted 14 multifamily units in twelve months; Charlton, GA's one-to-four unit structures added 38 units in Charlton County, GA.