ZIP 31537 Property Distress & Foreclosure Data

Composite property distress in 31537 (Charlton County, Georgia) lands at 25/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — FEMA disaster exposure (97/100), flood (NFIP) exposure (73/100). The latent-versus-live split is 58/100 structural and 8/100 already moving. The sharpest non-environmental signals are institutional ownership (68/100), construction/permit lag (67/100), structural risk (58/100). mortgage stress (26/100) stay muted.

Prices here sit in a peak phase: values rose 4.0% over the trailing year (phase confidence 30/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $157,100, an affordability ratio of 2.4× — accessible. 20.6% of residents fall below the poverty threshold. Median household income is $49,613, below the U.S. median near $78,000. Educational attainment sits at 12% bachelor's-or-above. The ZIP holds roughly 3,813 housing units. Owners hold 76% of homes, renters 24%. DLRadar's demographic-stress index for the area reads 30/100. 9,343 residents call 31537 home, typically aged 41. Around 38% of renters are cost-burdened. The vacancy rate is 10.3%.

Taken together, 31537 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.