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ZIP 31516 Foreclosure, Tax-Lien & Distress Report

Pierce County, Georgia · Affordable market

On DLRadar's 0-100 distress scale, ZIP 31516 in Pierce County, Georgia comes in at 19, a low composite-distress reading. The latent-versus-live split is 40/100 structural and 7/100 already moving. It additionally carries heavy environmental risk: FEMA disaster exposure (97/100). The pressure is most legible in institutional ownership (57/100), structural risk (40/100), construction/permit lag (32/100). By contrast, construction/permit lag (32/100) and mortgage stress (22/100) register low.

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 23% higher over three years, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 79% owner-occupied to 21% rented. A median home runs $154,900 here, or 2.3 times local income. Vacancy runs 10.2%. Around 20% of adults hold a bachelor's degree or higher. There are about 6,671 housing units across 31516. At $57,394, median income runs below typical U.S. levels. Roughly 11.4% live below the poverty line. The demographic-stress sub-score lands at 25/100. About 15,465 people live here, median age 41. Around 27% of renters are cost-burdened.

On balance 31516 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 31516 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 31516 shows blanks, not estimates, wherever the record is sparse.

The 19/100 figure for 31516 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 31516 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

19/100
Composite stress
40/100
Structural risk
7/100
Distress activity

ZIP 31516 distress signals, scored

Foreclosure activity0
Mortgage stress22
Climate / FEMA risk26
+9 more distress dimensions scored for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Snapshot: 31516 by the numbers

The live 31516 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Adjacent Pierce County ZIP reports

Nearest ZIP codes to 31516

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Keep exploring Georgia distress

Keep going: ZIP, county and state distress coverage for Pierce County, Georgia.

Unlock parcel-level detail for ZIP 31516

Pull every distressed parcel in 31516 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.

Deterministic scoring, sourced entirely from public data · methodology

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