Lincoln County, GA: Foreclosures, Tax Liens & Distressed Properties

Lincoln County, GA, Georgia: 2 ZIP codes scored, Lincoln County, GA averaging 15/100 (low, Lincoln, GA). Lincoln County, GA is in its neutral phase (Lincoln, GA confidence 27/100): Lincoln, GA home prices up 4.9% (Lincoln, GA) over twelve months. Lincoln County, GA lender headwind: 0/100.

Highest-scoring Lincoln County, GA ZIPs: 30668 (15/100), 30817 (15/100).

Across Lincoln County, GA's scored ZIPs: median home value $146,500, household income $51,122, 34.3% vacancy, 15.8% poverty, 70% owner-occupied, median age 44.0.

Lincoln County, GA insurance distress 48/100 (#1,145 in the US); FEMA hazard 94/100 for Lincoln, GA; 9 federal disaster declarations in Lincoln County, GA since 2023 (3 hurricane); Lincoln, GA construction distress 51/100.

2 banks with 2 branches lend in Lincoln County, GA; Lincoln, GA weighted bank stress 40/100, highest 52/100 in Lincoln, GA.

Lincoln County, GA unemployment 4.0% (Lincoln, GA -0.8 pts, six months); 58 new housing units permitted in Lincoln County, GA over twelve months, Lincoln, GA down 2% from 59; Lincoln, GA home prices +7.4% a year (Lincoln, GA) over three years.

4,529 housing units in Lincoln County, GA; 621 Lincoln, GA renter households; 39% of Lincoln, GA renters spend 30%+ of income on rent, 11% (Lincoln, GA) half or more.

Lincoln County, GA ranks #172 nationally on the opportunity index (Lincoln, GA, among all ranked counties); Lincoln, GA scores 36.1/100 and Lincoln, GA sits #14 inside Georgia. Lincoln, GA is in the peak_opportunity opportunity phase; Lincoln, GA's primary driver is vacancy, Lincoln, GA second driver construction; Lincoln, GA moved up 438 places. 50 days on market observed in Lincoln, GA; 29.8% vacancy over 2 Lincoln, GA ZIPs.

No CFPB county sample covers Lincoln County, GA. The metro area reading for Lincoln, GA (Augusta-Richmond County, GA-SC): 1.1% ninety-plus days late; Lincoln, GA's thirty-to-eighty-nine share is 2.7% (Lincoln, GA, December 2025 data); Georgia overall 1.3%.

Lincoln County, GA has 2 watched banks; 2 Lincoln, GA banks sit in an elevated band. Lincoln, GA footprints: F&M Bank (1 branch, stress 52) in Lincoln, GA; Farmers State Bank (1 branch, stress 27) in Lincoln, GA.

1,532 of the 4,529 housing units in Lincoln, GA sit vacant. Lincoln County, GA permitted 0 multifamily units in twelve months; Lincoln, GA's one-to-four unit structures added 58 units in Lincoln County, GA.