Polk County, GA: Foreclosures, Tax Liens & Distressed Properties
Polk County, GA, Georgia: 8 ZIP codes scored, Polk County, GA averaging 27/100 (low, Polk, GA), from 21 to 31. Polk County, GA is in its peak phase (Polk, GA confidence 18/100): Polk, GA home prices up 1.2% (Polk, GA) over twelve months. Polk County, GA lender headwind: 21/100.
Highest-scoring Polk County, GA ZIPs: 30178 (31/100), 30104 (28/100), 30124 (28/100), 30147 (28/100), 30173 (28/100), 30153 (26/100). Also scored in Polk County, GA: 30125, 30113.
Across Polk County, GA's scored ZIPs: median home value $210,775, household income $58,744, 7.9% vacancy, 16.7% poverty, 71% owner-occupied, median age 40.0.
Polk County, GA insurance distress 84/100 (#251 in the US); FEMA hazard 90/100 for Polk, GA; 9 federal disaster declarations in Polk County, GA since 2023; 5 Polk, GA NFIP flood claims, $116K paid; Polk, GA construction distress 24/100.
4 banks with 6 branches lend in Polk County, GA; Polk, GA weighted bank stress 61/100, highest 65/100 in Polk, GA.
Polk County, GA unemployment 3.3% (Polk, GA -0.3 pts, six months); 173 new housing units permitted in Polk County, GA over twelve months, Polk, GA up 90% from 91; Polk, GA home prices +14.2% a year (Polk, GA) over three years.
17,368 housing units in Polk County, GA; 5,535 Polk, GA renter households; 46% of Polk, GA renters spend 30%+ of income on rent, 27% (Polk, GA) half or more.
Polk County, GA ranks #1,402 nationally on the opportunity index (Polk, GA, among all ranked counties); Polk, GA scores 29.8/100 and Polk, GA sits #107 inside Georgia. Polk, GA is in the early_signal opportunity phase; Polk, GA's primary driver is bank institutional, Polk, GA second driver vacancy; Polk, GA moved up 991 places. 6 short-sale listings across Polk, GA; 44 days on market observed in Polk, GA; 9.5% vacancy over 8 Polk, GA ZIPs.
No CFPB county sample covers Polk County, GA. The non-metro area reading for Polk, GA: 1.3% ninety-plus days late; Polk, GA's thirty-to-eighty-nine share is 3.0% (Polk, GA, December 2025 data); Georgia overall 1.3%.
Polk County, GA has 1 watched bank; 1 Polk, GA bank sits in an elevated band. Polk, GA footprints: Colony Bank (2 branches, stress 65) in Polk, GA.
HUD lists 3 assisted multifamily properties in Polk County, GA with 288 units; 287 Polk, GA units are assisted, 2 Polk, GA properties under project-based Section 8.
1,467 of the 17,368 housing units in Polk, GA sit vacant. Polk County, GA permitted 58 multifamily units in twelve months; Polk, GA's one-to-four unit structures added 115 units in Polk County, GA.