ZIP 30104 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 30104 (Polk County, Georgia) returns a low composite of 26/100. Environmental exposure also runs high (flood (NFIP) exposure (78/100), climate & FEMA risk (66/100), FEMA disaster exposure (65/100)). Property-level stress concentrates in structural risk (58/100), institutional ownership (53/100), construction/permit lag (39/100). By contrast, construction/permit lag (39/100) and mortgage stress (22/100) register low. On the structural side it scores 58/100, with 7/100 of stress already active.

The peak-phase market in 30104 posted values that held roughly flat over the year, 1.4% off the recent peak, and 2% lower over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

5,192 residents call 30104 home, typically aged 35. There are about 1,933 housing units across 30104. A median home runs $203,800 here, or 2.4 times local income. About 10% have a four-year degree. The poverty rate is 20.9% — high, a tax-stress and distress correlate. Rent burden reaches 26% of tenant households. 69% of housing is owner-occupied. At $65,833, median income runs below typical U.S. levels. The vacancy rate is 6.8%. On demographic stress specifically, 30104 scores 29/100.

Net-net, 30104 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 30104 at the moment; the composite and its components are still built from verifiable public records.

Whether 30104 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 30104 can be compared directly against any other ZIP in Polk County, Georgia or nationwide. 30104 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 30104 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. For a buyer, 30104 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.