Columbia County, GA: Foreclosures, Tax Liens & Distressed Properties

Columbia County, GA, Georgia: 7 ZIP codes scored, Columbia County, GA averaging 31/100 (moderate, Columbia, GA), from 16 to 34. Columbia County, GA is in its neutral phase (Columbia, GA confidence 27/100): Columbia, GA home prices up 4.9% (Columbia, GA) over twelve months. Columbia County, GA lender headwind: 50/100.

Highest-scoring Columbia County, GA ZIPs: 30802 (34/100), 30809 (34/100), 30813 (34/100), 30907 (34/100), 30909 (32/100), 30814 (31/100). Also scored in Columbia County, GA: 30824.

Across Columbia County, GA's scored ZIPs: median home value $267,671, household income $88,963, 16.2% vacancy, 10.5% poverty, 73% owner-occupied, median age 40.1.

Columbia County, GA insurance distress 92/100 (#76 in the US); FEMA hazard 94/100 for Columbia, GA; 9 federal disaster declarations in Columbia County, GA since 2023 (3 hurricane); 42 Columbia, GA NFIP flood claims, $1.1M paid; Columbia, GA construction distress 61/100.

16 banks with 31 branches lend in Columbia County, GA; Columbia, GA weighted bank stress 63/100, highest 76/100 in Columbia, GA.

Columbia County, GA unemployment 3.3% (Columbia, GA -0.1 pts, six months); 1,070 new housing units permitted in Columbia County, GA over twelve months, Columbia, GA down 12% from 1,216; Columbia, GA home prices +9.6% a year (Columbia, GA) over three years.

61,668 housing units in Columbia County, GA; 11,202 Columbia, GA renter households; 42% of Columbia, GA renters spend 30%+ of income on rent, 19% (Columbia, GA) half or more.

Columbia County, GA ranks #195 nationally on the opportunity index (Columbia, GA, among all ranked counties); Columbia, GA scores 35.9/100 and Columbia, GA sits #15 inside Georgia. Columbia, GA is in the peak_opportunity opportunity phase; Columbia, GA's primary driver is vacancy, Columbia, GA second driver construction; Columbia, GA moved up 180 places. 19 short-sale listings across Columbia, GA; 115 days on market observed in Columbia, GA; 15.4% vacancy over 7 Columbia, GA ZIPs.

1.0% of Columbia County, GA mortgages were ninety-plus days late in December 2025; Columbia, GA's thirty-to-eighty-nine-day share was 2.0% (CFPB county sample). Columbia, GA's ninety-day rate is up 0.9 points on twelve months earlier; the Columbia, GA peak since 2008 was 2.8% in November 2009; Georgia overall reads 1.3%.

Columbia County, GA has 5 watched banks; 5 Columbia, GA banks sit in an elevated band. Columbia, GA footprints: Queensborough Nb&T Co (4 branches, stress 76) in Columbia, GA; Vallant Bank (2 branches, stress 56) in Columbia, GA; First State Bank (2 branches, stress 56) in Columbia, GA.

HUD lists 1 assisted multifamily property in Columbia County, GA with 24 units; 23 Columbia, GA units are assisted.

6,519 of the 61,668 housing units in Columbia, GA sit vacant. Columbia County, GA permitted 31 multifamily units in twelve months; Columbia, GA's one-to-four unit structures added 1,039 units in Columbia County, GA.