ZIP 31784 Property Distress & Foreclosure Data

DLRadar grades ZIP 31784 (Mitchell County, Georgia) at a moderate 30/100 for overall property distress. Property-level stress concentrates in construction/permit lag (70/100), structural risk (66/100), institutional ownership (65/100). By contrast, mortgage stress (25/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (96/100), flood (NFIP) exposure (60/100). On the structural side it scores 66/100, with 8/100 of stress already active.

The market reads peak — home values rose 4.0% year on year (phase confidence 30/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 330 housing units. On demographic stress specifically, 31784 scores 34/100. Households earn a median $46,042 — below the roughly $78,000 national figure. Around 73% of renters are cost-burdened. About 601 people live here, median age 45. About 10% have a four-year degree. The vacancy rate is 25.9% — elevated. A median home runs $87,800 here, or 2.0 times local income. Roughly 19.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 83% owner-occupied to 17% rented.

Net-net, 31784 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.