Decatur County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Decatur County, GA distress report, 2026: 8 ZIPs scored in Decatur, GA, Decatur, GA average 24/100; the top Decatur, GA ZIP is 31730 at 26/100; Decatur, GA market phase peak, Decatur, GA prices +1.2% year over year.
- Decatur, GA ranks #704 nationally (opportunity index); Decatur, GA #47 in Georgia; Decatur, GA index 32.4.
- Decatur, GA: no CFPB county sample; Decatur, GA non-metro area reading 1.3%.
- Decatur, GA ZIP phases: 8 peak.
- Decatur, GA residential listings tracked: 1 across 5 ZIPs; Decatur, GA candidate listings 1.
- Decatur, GA HUD assisted properties: 2 with 134 units.
- Decatur, GA lenders on watch: 5; largest Decatur, GA footprint First Port City Bank (3 branches).
- Decatur, GA most distressed ZIP: 31730 at 26/100.
Decatur, GA figures: DLRadar distress index; Decatur, GA inputs: CFPB, FHFA, HUD, FDIC; Decatur, GA rebuilt as sources refresh.
| Rank | Decatur, GA ZIP | Score |
|---|---|---|
| 1 | 31730 | 26/100 |
| 2 | 39815 | 26/100 |
| 3 | 39817 | 26/100 |
| 4 | 39819 | 26/100 |
| 5 | 39834 | 26/100 |
| 6 | 39825 | 25/100 |
| 7 | 39897 | 24/100 |
| 8 | 39837 | 13/100 |
Most distressed Decatur, GA ZIPs (0-100, 2026)
Mortgage delinquency around Decatur, GA
No CFPB county sample covers Decatur, GA; the non-metro area reading for Decatur, GA: 1.3% ninety-plus; Decatur, GA area thirty-to-eighty-nine 3.0% (December 2025, Decatur, GA); Georgia overall 1.3%.
Opportunity index: Decatur, GA
Decatur, GA index 32.4, Decatur, GA phase early_signal; Decatur, GA primary driver vacancy, Decatur, GA second driver bank institutional. Decatur, GA components: property stress 35.5, foreclosure pressure 40.2, listing discounts 1.2, bank stress 50.6, insurance 0.0; Decatur, GA pulse 42.3; Decatur, GA capital opportunity 17.5; Decatur, GA seven-day change +0.3%.
ZIP market phases inside Decatur, GA
8 Decatur, GA ZIPs carry a price-cycle phase; Decatur, GA ZIPs by phase (Decatur, GA), deepest drawdown first: peak, +1.2% YoY, 0.0% off peak (Decatur, GA): 39815, 39817, 39819, 39834, Decatur, GA 39897; peak, +1.4% YoY, 0.0% off peak (Decatur, GA): 39825; peak, +2.3% YoY, 0.0% off peak (Decatur, GA): 39837; peak, +2.4% YoY, 0.0% off peak (Decatur, GA): 31730.
Residential listings by Decatur, GA ZIP
Decatur, GA ZIPs with the most tracked Decatur, GA residential listings: 39817 1 listings, 1 candidates, bank pressure 56; 39815 0 listings, 0 candidates, bank pressure 56; 39819 0 listings, 0 candidates, bank pressure 56; 39825 0 listings, 0 candidates, bank pressure 53 (Decatur, GA); 39834 0 listings, 0 candidates, bank pressure 56. Decatur, GA totals: 1 listings; Decatur, GA candidates 1; active ZIPs 0.
HUD assisted housing in Decatur, GA
2 assisted properties with 134 units sit in Decatur, GA; largest Decatur, GA properties: The Rivers Apartments (Bainbridge) 114 units, 114 assisted; Gibb Bainbridge Village (Bainbridge) 20 units, 19 assisted.
Lenders with branches in Decatur, GA
Decatur, GA lenders by branch count: First Port City Bank (Decatur, GA): stress 60, 3 branches low in Decatur, GA; First Nb Of Decatur County (Decatur, GA): stress 96, 2 branches low in Decatur, GA; Peoplessouth Bank (Decatur, GA): stress 71, 1 branch low in Decatur, GA; Family Bank (Decatur, GA): stress 49, 1 branch low in Decatur, GA; First State Bank Of Blakely (Decatur, GA): stress 21, 1 branch low in Decatur, GA.
Vacancy and permits, Decatur, GA
2,594 of 13,215 Decatur, GA housing units are vacant; Decatur, GA permits, twelve months: 73 multifamily units in Decatur, GA, 72 one-to-four unit units.
Work Decatur, GA at the parcel level
Every Decatur, GA parcel carries owner and address; every Decatur, GA parcel carries APN; Decatur, GA distress scores sit on the Decatur, GA live board.
Decatur, GA figures refresh with each source.
Decatur, GA questions
Most distressed ZIP code in Decatur County, GA?
ZIP 31730 leads Decatur, GA at 26/100; next in Decatur, GA: 39815 at 26/100; the Decatur, GA average is 24/100.
Where does Decatur County, GA rank for investment opportunity?
Decatur, GA is #704 among all ranked counties, #47 in Georgia; the Decatur, GA driver is vacancy; Decatur, GA moved down 569 places.
How many mortgages are delinquent in Decatur County, GA?
Decatur, GA takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Decatur, GA.
Which banks lend in Decatur County, GA?
5 watched lenders hold Decatur, GA branches; the largest Decatur, GA footprints are First Port City Bank (3), First Nb Of Decatur County (2), Peoplessouth Bank (1).
More on Decatur, GA
Decatur County, GA distress report: public-record figures for Decatur, GA; not legal advice for Decatur, GA; not tax or investment advice; verify every Decatur, GA record before acting.