Decatur County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Decatur County, Georgia? DLRadar grades every Decatur County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 27/100. Here is the 2026 Decatur County breakdown.
- Decatur County's most distressed ZIP is 31730 at 27/100.
- 8 ZIP codes tracked in Decatur County, averaging 24/100 distress.
- Decatur County reads peak — home values up 1.2% year over year.
- Vacancy runs 18% across Decatur County's tracked ZIPs, with a 22.9% poverty rate.
- The typical Decatur County home is worth about $132,850 against a ~$49,730 median income.
- Lending headwind in Decatur County sits at 30/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 31730 | 27/100 |
| 2 | 39815 | 26/100 |
| 3 | 39817 | 26/100 |
| 4 | 39819 | 26/100 |
| 5 | 39834 | 26/100 |
| 6 | 39825 | 25/100 |
| 7 | 39897 | 23/100 |
| 8 | 39837 | 12/100 |
Most distressed ZIP codes in Decatur County (composite distress 0-100, 2026)
What is driving Decatur County distress
Nothing here is estimated: Decatur County is scored from filings alone, and its ZIPs average 24/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Decatur County market phase and pricing
Decatur County reads peak — home prices rose 1.2% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Decatur County
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What people ask
Which ZIP code leads Decatur County on distress?
ZIP 31730 leads Decatur County at 27/100, recomputed monthly from public records.
Where is Decatur County in the housing cycle?
The market phase for Decatur County is peak, prices rising 1.2% on the year — derived from the FHFA House Price Index path.
Can the Decatur County figures be verified?
Decatur County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 8 ZIPs are comparable to anywhere else.
How much do distress scores vary between Decatur County ZIP codes?
A single county score papers over real variation. Across the Decatur County ZIPs DLRadar ranks, scores run from 27/100 in 31730 down to 12/100 in 39837, against a Decatur County average of 24/100. Those 15 points separate the ZIPs worth working in Decatur County from the rest.
What do Decatur County home values and vacancy say about distressed supply?
The typical Decatur County home carries about $132,850 of value against a median household income near $49,730. Vacancy across Decatur County's tracked ZIPs runs 18% and the poverty rate is 22.9%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Decatur County's foreclosure and lien filings and its 30/100 lending headwind.
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Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.