ZIP 32343 Foreclosure, Tax-Lien & Distress Report
Gadsden County, Florida · High Poverty market
DLRadar grades ZIP 32343 (Gadsden County, Florida) at a low 28/100 for overall property distress. What sets it apart are the readings on institutional ownership (70/100), structural risk (61/100), mortgage stress (27/100). By contrast, mortgage stress (27/100) and construction/permit lag (24/100) register low. Climate and flood risk are elevated too — FEMA disaster exposure (98/100), flood (NFIP) exposure (77/100), climate & FEMA risk (66/100). Structurally it carries 61/100, against 8/100 of stress already in motion.
The expansion-phase market in 32343 posted values that rose 5.8% over the year (phase confidence 58/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Households earn a median $60,735 — below the roughly $78,000 national figure. Roughly 20.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 1,333 housing units across 32343. Owners hold 88% of homes, renters 12%. Rent burden reaches 59% of tenant households. Educational attainment sits at 25% bachelor's-or-above. The vacancy rate is 4.1%. About 3,583 people live here, median age 37. The demographic-stress sub-score lands at 33/100. The typical home is worth about $221,000 (3.4× income, relatively affordable).
Taken together, 32343 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. DLRadar currently tracks 6 individual distressed properties in 32343, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.
The number is not local guesswork: 32343's 28/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 32343 shows as blanks, never estimates, and the score updates on every fresh public filing.
Each component behind 32343 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. Practically, 32343 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 32343’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 6 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 32343 distress snapshot
The live 32343 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent Gadsden County ZIP reports
Explore related distress reports
Further distress data across Gadsden County, Florida at ZIP, county and state level.
See every distressed parcel in 32343
The full 32343 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology