Baker County, FL: Foreclosures, Tax Liens & Distressed Properties
Baker County, FL, Florida: 5 ZIP codes scored, Baker County, FL averaging 25/100 (low, Baker, FL), from 23 to 32. Baker County, FL is in its contraction phase (Baker, FL confidence 32/100): Baker, FL home prices down 0.9% (Baker, FL) over twelve months, 1.8% under their peak. Baker County, FL lender headwind: 41/100.
Highest-scoring Baker County, FL ZIPs: 32234 (32/100), 32040 (23/100), 32063 (23/100), 32072 (23/100), 32087 (23/100).
Across Baker County, FL's scored ZIPs: median home value $256,975, household income $73,537, 7.5% vacancy, 9.0% poverty, 87% owner-occupied, median age 42.9.
Baker County, FL insurance distress 91/100 (#84 in the US); FEMA hazard 100/100 for Baker, FL; 21 federal disaster declarations in Baker County, FL since 2023 (9 hurricane); 3 Baker, FL NFIP flood claims, $180K paid; Baker, FL construction distress 41/100.
3 banks with 3 branches lend in Baker County, FL; Baker, FL weighted bank stress 61/100, highest 67/100 in Baker, FL.
Baker County, FL unemployment 5.0%; 132 new housing units permitted in Baker County, FL over twelve months, Baker, FL up 9% from 121; Baker, FL home prices +9.9% a year (Baker, FL) over three years.
10,148 housing units in Baker County, FL; 1,514 Baker, FL renter households; 49% of Baker, FL renters spend 30%+ of income on rent, 25% (Baker, FL) half or more.
Baker County, FL ranks #418 nationally on the opportunity index (Baker, FL, among all ranked counties); Baker, FL scores 33.9/100 and Baker, FL sits #49 inside Florida. Baker, FL is in the peak_opportunity opportunity phase; Baker, FL's primary driver is vacancy, Baker, FL second driver bank institutional; Baker, FL moved up 1,008 places. 5 short-sale listings across Baker, FL; 74 days on market observed in Baker, FL; 9.9% vacancy over 5 Baker, FL ZIPs.
No CFPB county sample covers Baker County, FL. The metro area reading for Baker, FL (Jacksonville, FL): 1.2% ninety-plus days late; Baker, FL's thirty-to-eighty-nine share is 2.4% (Baker, FL, December 2025 data); Florida overall 1.2%.
Baker County, FL has 1 watched bank; 1 Baker, FL bank sits in an elevated band. Baker, FL footprints: First Federal Bank (1 branch, stress 65) in Baker, FL.
HUD lists 2 assisted multifamily properties in Baker County, FL with 102 units; 102 Baker, FL units are assisted, 2 Baker, FL properties under project-based Section 8.
983 of the 10,148 housing units in Baker, FL sit vacant. Baker County, FL permitted 0 multifamily units in twelve months; Baker, FL's one-to-four unit structures added 132 units in Baker County, FL.