ZIP 32087 Property Distress & Foreclosure Data

Baker County, Florida's ZIP 32087 registers 21/100 composite distress, which DLRadar reads as low. Structural exposure scores 46 and live distress 8 on the 0–100 scale. The most distinctive pressure shows up in institutional ownership (71/100), structural risk (46/100), construction/permit lag (28/100). By contrast, construction/permit lag (28/100) and mortgage stress (27/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (99/100), flood (NFIP) exposure (67/100).

The market reads peak — home values rose 1.8% year on year, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 1,379 housing units across 32087. Vacancy runs 14.4%, above the national norm and a classic distress-and-opportunity signal. A median home runs $242,800 here, or 3.3 times local income. The tenure split is 80% owner-occupied to 20% rented. About 2% have a four-year degree. Rent burden reaches 11% of tenant households. On demographic stress specifically, 32087 scores 28/100. Households earn a median $74,286 — near the roughly $78,000 national figure. About 4,718 people live here, median age 40. Roughly 12.3% live below the poverty line.

Net-net, 32087 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

21/100
Composite stress
46/100
Structural risk
8/100
Distress activity

Distress signal breakdown — ZIP 32087

Foreclosure activity0
Mortgage stress27
Climate / FEMA risk16
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Baker County

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