Mainstreet Cmty Bank Of Fl (FDIC #57598): Bank Stress & Real-Estate Credit Exposure
Mainstreet Cmty Bank Of Fl (FDIC Cert #57598): bank stress 74/100, elevated, STABLE over 7 days; parent NORTHSTAR FINANCIAL GROUP INC.
Mainstreet Cmty Bank Of Fl (#57598) lends in 4 counties across 1 state; Mainstreet Cmty Bank Of Fl (#57598) reaches 105 ZIP codes: Florida 4 counties, 105 ZIPs.
Mainstreet Cmty Bank Of Fl (#57598) largest markets: Marion County, FL (34 branches, 34 ZIPs) (#57598), Lake County, FL (30 branches, 30 ZIPs) (#57598), Volusia County, FL (150 branches, 30 ZIPs) (#57598), Seminole County, FL (34 branches, 17 ZIPs) (#57598).
Mainstreet Cmty Bank Of Fl (#57598) reports $953.4 million in total assets; Mainstreet Cmty Bank Of Fl (#57598) equity $83.8 million (8.8% of Mainstreet Cmty Bank Of Fl (#57598) assets); Mainstreet Cmty Bank Of Fl (#57598) domestic deposits $863.2 million; Mainstreet Cmty Bank Of Fl (#57598) net income $5.0 million; Mainstreet Cmty Bank Of Fl (#57598) return on assets 1.06%; Mainstreet Cmty Bank Of Fl (#57598) return on equity 12.28%; Mainstreet Cmty Bank Of Fl (#57598) net interest income $16.8 million; Mainstreet Cmty Bank Of Fl (#57598) call report June 30, 2026.
Mainstreet Cmty Bank Of Fl (#57598) noncurrent real-estate loans: none reported; Mainstreet Cmty Bank Of Fl (#57598) net charge-offs on real estate 1.47%; Mainstreet Cmty Bank Of Fl (#57598) multifamily charge-offs 25.28%; Mainstreet Cmty Bank Of Fl (#57598) residential charge-offs 1.15%.
Mainstreet Cmty Bank Of Fl (#57598) net interest margin 3.81% against an eight-quarter Mainstreet Cmty Bank Of Fl (#57598) average of 3.53% (Mainstreet Cmty Bank Of Fl (#57598) compression -0.28 points); Mainstreet Cmty Bank Of Fl (#57598) non-residential real estate 115.4% of equity; Mainstreet Cmty Bank Of Fl (#57598) rate-exposure score 40/100, Mainstreet Cmty Bank Of Fl (#57598) fixed-rate trap 40/100; Mainstreet Cmty Bank Of Fl (#57598) risk type credit driven; Mainstreet Cmty Bank Of Fl (#57598) rate regime rates elevated, Mainstreet Cmty Bank Of Fl (#57598) snapshot October 19, 2026.
Mainstreet Cmty Bank Of Fl (#57598) stress score moved from 76.2 on June 22, 2026 to 73.5 on October 19, 2026; Mainstreet Cmty Bank Of Fl (#57598) ranged 73.5 to 76.2 over 116 snapshots.
Mainstreet Cmty Bank Of Fl (#57598) alerts: 4 counties; top Mainstreet Cmty Bank Of Fl (#57598) alert scores: Clermont County, FL 24 (low); Ocala County, FL 24 (low); Orange City County, FL 24 (low); Oviedo County, FL 24 (low).