Miami Dade County, FL: Foreclosures, Tax Liens & Distressed Properties
Miami Dade County, FL, Florida: 81 ZIP codes scored, Miami Dade County, FL averaging 38/100 (moderate, Miami Dade, FL), from 37 to 40. Miami Dade County, FL is in its peak phase (Miami Dade, FL confidence 6/100): Miami Dade, FL home prices up 0.6% (Miami Dade, FL) over twelve months. Miami Dade County, FL lender headwind: 58/100.
Highest-scoring Miami Dade County, FL ZIPs: 33131 (40/100), 33010 (38/100), 33012 (38/100), 33013 (38/100), 33014 (38/100), 33015 (38/100). Also scored in Miami Dade County, FL: 33016, 33018, 33030, 33031, 33032, 33033, 33035, 33039, 33054, 33055.
Across Miami Dade County, FL's scored ZIPs: median home value $566,849, household income $71,562, 10.2% vacancy, 14.4% poverty, 53% owner-occupied, median age 41.0.
Miami Dade County, FL insurance distress 93/100 (#68 in the US); FEMA hazard 90/100 for Miami Dade, FL; 4 federal disaster declarations in Miami Dade County, FL since 2023 (4 hurricane); 982 Miami Dade, FL NFIP flood claims, $55.8M paid; Miami Dade, FL construction distress 67/100.
58 banks with 585 branches lend in Miami Dade County, FL; Miami Dade, FL weighted bank stress 66/100, highest 94/100 in Miami Dade, FL.
Miami Dade County, FL unemployment 2.7% (Miami Dade, FL -0.1 pts, six months); 11,258 new housing units permitted in Miami Dade County, FL over twelve months, Miami Dade, FL down 17% from 13,547; Miami Dade, FL home prices +15.7% a year (Miami Dade, FL) over three years.
1,094,983 housing units in Miami Dade County, FL; 461,243 Miami Dade, FL renter households; 60% of Miami Dade, FL renters spend 30%+ of income on rent, 32% (Miami Dade, FL) half or more.
Miami Dade County, FL ranks #710 nationally on the opportunity index (Miami Dade, FL, among all ranked counties); Miami Dade, FL scores 32.3/100 and Miami Dade, FL sits #57 inside Florida. Miami Dade, FL is in the watchlist opportunity phase; Miami Dade, FL's primary driver is construction, Miami Dade, FL second driver bank institutional; Miami Dade, FL moved down 16 places. 358 short-sale listings across Miami Dade, FL; 78 days on market observed in Miami Dade, FL; 8.6% vacancy over 81 Miami Dade, FL ZIPs.
1.1% of Miami Dade County, FL mortgages were ninety-plus days late in December 2025; Miami Dade, FL's thirty-to-eighty-nine-day share was 2.3% (CFPB county sample). Miami Dade, FL's ninety-day rate is up 0.3 points on twelve months earlier; the Miami Dade, FL peak since 2008 was 13.7% in November 2011; Florida overall reads 1.2%.
Miami Dade County, FL has 25 watched banks; 25 Miami Dade, FL banks sit in an elevated band. Miami Dade, FL footprints: Ocean Bank (21 branches, stress 70) in Miami Dade, FL; City Nb Of Florida (19 branches, stress 64) in Miami Dade, FL; Bankunited National Assn (15 branches, stress 76) in Miami Dade, FL.
119,572 of the 1,094,983 housing units in Miami Dade, FL sit vacant. Miami Dade County, FL permitted 8,802 multifamily units in twelve months; Miami Dade, FL's one-to-four unit structures added 2,456 units in Miami Dade County, FL.