ZIP 33012 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 33012 (Miami Dade County, Florida) at a moderate 38/100 for overall property distress. What sets it apart are the readings on structural risk (84/100), institutional ownership (70/100), construction/permit lag (70/100). By contrast, mortgage stress (27/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), FEMA disaster exposure (94/100), flood (NFIP) exposure (86/100). Latent structural risk is 84/100 while live distress already moving reads 8/100.

Prices here sit in a peak phase: values rose 0.6% over the trailing year, and 29% higher over three years, at 6/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 48% owner-occupied to 52% rented. About 18% have a four-year degree. Rent burden reaches 54% of tenant households. Home values center near $395,200, an affordability ratio of 7.8× — stretched. At $45,818, median income runs below typical U.S. levels. DLRadar's demographic-stress index for the area reads 50/100. There are about 25,874 housing units across 33012. The vacancy rate is 2.5%. Roughly 18.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 69,408 with a median age of 49.

On balance 33012 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 33012 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 33012's 38/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 33012, the field stays empty rather than modeled, and fills in as new documents post.

Behind 33012's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 33012 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.