Third Fs&La Of Cleveland (FDIC #30012): Bank Stress & Real-Estate Credit Exposure

Third Fs&La Of Cleveland (FDIC Cert #30012): bank stress 79/100, severe, STABLE over 7 days; parent THIRD FS&LA OF CLEVELAND MHC.

Third Fs&La Of Cleveland (#30012) lends in 13 counties across 2 states; Third Fs&La Of Cleveland (#30012) reaches 467 ZIP codes: Florida 8 counties, 326 ZIPs; Ohio 5 counties, 141 ZIPs.

Third Fs&La Of Cleveland (#30012) largest markets: Hillsborough County, FL (58 branches, 58 ZIPs) (#30012), Broward County, FL (110 branches, 55 ZIPs) (#30012), Palm Beach County, FL (212 branches, 53 ZIPs) (#30012), Cuyahoga County, OH (728 branches, 52 ZIPs) (#30012), Pinellas County, FL (144 branches, 48 ZIPs) (#30012), Summit County, OH (129 branches, 43 ZIPs) (#30012).

Third Fs&La Of Cleveland (#30012) reports $18.06 billion in total assets; Third Fs&La Of Cleveland (#30012) equity $1.79 billion (9.9% of Third Fs&La Of Cleveland (#30012) assets); Third Fs&La Of Cleveland (#30012) domestic deposits $10.18 billion; Third Fs&La Of Cleveland (#30012) net income $53.4 million; Third Fs&La Of Cleveland (#30012) return on assets 0.60%; Third Fs&La Of Cleveland (#30012) return on equity 6.13%; Third Fs&La Of Cleveland (#30012) net interest income $156.0 million; Third Fs&La Of Cleveland (#30012) call report June 30, 2026.

Third Fs&La Of Cleveland (#30012) noncurrent real-estate loans: none reported; Third Fs&La Of Cleveland (#30012) net charge-offs on real estate 0.25%.

Third Fs&La Of Cleveland (#30012) net interest margin 1.85% against an eight-quarter Third Fs&La Of Cleveland (#30012) average of 1.75% (Third Fs&La Of Cleveland (#30012) compression -0.10 points); Third Fs&La Of Cleveland (#30012) rate-exposure score 40/100, Third Fs&La Of Cleveland (#30012) fixed-rate trap 40/100; Third Fs&La Of Cleveland (#30012) risk type credit driven; Third Fs&La Of Cleveland (#30012) rate regime rates elevated, Third Fs&La Of Cleveland (#30012) snapshot October 19, 2026.

Third Fs&La Of Cleveland (#30012) stress score moved from 78.3 on June 22, 2026 to 78.7 on October 19, 2026; Third Fs&La Of Cleveland (#30012) ranged 78.3 to 78.7 over 116 snapshots.

Third Fs&La Of Cleveland (#30012) alerts: 13 counties; top Third Fs&La Of Cleveland (#30012) alert scores: Medina County, OH 40 (moderate); Avon County, OH 25 (low); Fort Lauderdale County, OH 25 (low); Fort Myers County, OH 25 (low); Mentor County, OH 25 (low).